5465 E Bella Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5465 E Bella Ln, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2000
Lot Size	0.993 acres (43,261 sqft)
Owner	Trust Name on Record
Last Sale	$180,500 (Sep 2018)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0030-04490-0080`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0030-04490-0080`
Alternative APNs	`3019S20E0030044900080` `1840937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	1,696 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,261 sqft (0.993 acres)
Lot Dimensions	195 ft deep x 223 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	277 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1840937
Street Address	5465 E BELLA LN
City	INVERNESS
State	FL
Zip	34452-7832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 3RD ADD PB 8 PG 70 LOT 8 BLK 449
Legal Range	20E
Legal Township	19S
Legal Section	31
Legal Subdivision	INVERNESS HIGHLANDS WEST 3RD A
Legal Block	449
Legal Lot Number	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1006
Census Tract	451101

Owner

Source: Citrus County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5465 E BELLA LN, INVERNESS, FL 34452-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Feb 1, 2000 · Amount on Record
Deed Document Number	201844525
Deed Book / Page	2924 / 742
Prior Transfer Date	Feb 29, 2000
Prior Transfer Doc	0001121161
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5465 E BELLA LN, INVERNESS, FL 34452-7832
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5465 E BELLA LN, INVERNESS, FL 34452-7832

Mortgage

Document Number	0035251322
Date	Dec 17, 2024
Book Page	3525/1322
Instrument	2024074163

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Sep 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5465 E BELLA LN, INVERNESS, FL 34452-7832
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5465 E BELLA LN, INVERNESS, FL 34452-7832

Mortgage

Document Number	0032530397
Date	Feb 11, 2022
Book Page	3253/397
Instrument	2022010083

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 4, 2018
Property Address	5465 E BELLA LN, INVERNESS, FL 34452-7832
Document Number	0029240742
Book / Page	002924 / 000742
Instrument Date	Aug 31, 2018
Instrument	44525
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5465 E BELLA LN INVERNESS FL 344527832, INVERNESS, FL 34452-7832

Mortgage

Document Number	29240743
Date	Sep 4, 2018
Book Page	002924/000743
Instrument	44526

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+5.13%) Homeowner's exemption	$191,746 (-32.85%)	$285,547 (-0.01%) Land $33,770 Building $251,777
2024	$2,320.00 (+2.61%) Homeowner's exemption Additional exemption filed	$285,569 (+1.92%) Land $29,790 Building $255,779	$285,569 (+1.92%) Land $29,790 Building $255,779
2023	$2,261.00 (+6.9%) Homeowner's exemption Additional exemption filed	$280,201 (+14.19%) Land $23,830 Building $256,371	$280,201 (+14.19%) Land $23,830 Building $256,371
2022	$2,115.00 Homeowner's exemption Additional exemption filed	$245,384 Land $19,860 Building $225,524	$245,384 Land $19,860 Building $225,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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