5464 E Bella Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5464 E Bella Ln, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1988
Lot Size	0.995 acres (43,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jan 2021)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0030-04500-0010`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0030-04500-0010`
Alternative APNs	`3019S20E0030045000010` `1840945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,612 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,350 sqft (0.995 acres)
Lot Dimensions	195 ft deep x 222 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	455 sqft
Porch	Finished/Open Porch
Porch Area	240 sqft
Patio Area	240 sqft
Utility Building	120 sqft
Pole Barn	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1840945
Street Address	5464 E BELLA LN
City	INVERNESS
State	FL
Zip	34452-7833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 3RD ADD PB 8 PG 70 LOT 1 BLK 450
Legal Range	20E
Legal Township	19S
Legal Section	31
Legal Subdivision	INVERNESS HIGHLANDS WEST 3RD A
Legal Block	450
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1007
Census Tract	451101

Owner

Source: Citrus County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5464 E BELLA LN, INVERNESS, FL 34452-7833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	20212570
Deed Book / Page	3125 / 2095
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0025740875
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5464 E BELLA LN, INVERNESS, FL 34452-7833
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5464 E BELLA LN, INVERNESS, FL 34452-7833

Mortgage

Document Number	0036301086
Date	Dec 29, 2025
Book Page	3630/1086
Instrument	2025077255

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5464 E BELLA LN, INVERNESS, FL 34452-7833
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5464 E BELLA LN, INVERNESS, FL 34452-7833

Mortgage

Document Number	0033170272
Date	Sep 2, 2022
Book Page	3317/272
Instrument	2022062151

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5464 E BELLA LN, INVERNESS, FL 34452-7833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029310594
Date	Oct 4, 2018
Book Page	2931/0594
Instrument	2018050355

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 14, 2021
Property Address	5464 E BELLA LN, INVERNESS, FL 34452-7833
Document Number	0031252095
Book / Page	3125 / 2095
Map Reference	MB 8 PG 70
Instrument Date	Dec 29, 2020
Instrument	2021002570
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5464 E BELLA LN, 5464, INVERNESS, FL 34452-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5464 E BELLA LN, INVERNESS, FL 34452-7833

Mortgage

Document Number	31252097
Date	Jan 14, 2021
Instrument	3125/2097

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (+7.73%) Homeowner's exemption Disabled Person's exemption	$114,078 (-59.47%)	$288,412 (+2.47%) Land $33,840 Building $254,572
2024	$1,126.00 (+3.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$281,447 (+1.5%) Land $29,860 Building $251,587	$281,447 (+1.5%) Land $29,860 Building $251,587
2023	$1,089.00 (+0.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$277,279 (+13.73%) Land $23,880 Building $253,399	$277,279 (+13.73%) Land $23,880 Building $253,399
2022	$1,081.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$243,799 Land $19,900 Building $223,899	$243,799 Land $19,900 Building $223,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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