5464 Via Ranchitos, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5464 Via Ranchitos, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,351 sqft · built 2003
Lot Size	0.193 acres (8,396 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jan 2022)
Tax Bill	$8,259 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-103-001`

Property Details

APN / Parcel Number

Primary APN	`049-103-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	8,396 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5464 VIA RANCHITOS
City	ATASCADERO
State	CA
Zip	93422-1587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFX
Legal Description	CY ATAS TR 2489 LT 1
Legal Subdivision	TRACT NO. 2489
Legal Tract	2489
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1027
Census Tract	12505

Owner

5464 Via Ranchitos is owned and occupied by two individuals who bought it in January 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5464 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 20, 2022	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Feb 15, 2007 · Amount on File
Deed Document Number	20222899
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	0000096448
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5464 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5464 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number	0000002902
Date	Jan 20, 2022
Instrument	2022002902

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 20, 2022
Property Address	5464 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number	0000002899
Map Reference	MB 22 PG 64-66
Instrument Date	Dec 27, 2021
Instrument	2022002899
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5464 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number	0000002900
Date	Jan 20, 2022
Instrument	2022002900

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000002901
Date	Jan 20, 2022
Instrument	2022002901

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5464 Via Ranchitos was $8,259.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,518 (+2%) Land $324,729 Building $351,789
2025	$8,259.00	$663,254 Land $318,362 Building $344,892
2023	$7,802.00 (+6.21%)	$637,500 Land $306,000 Building $331,500
2022	$7,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5464 Via Ranchitos in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5464 Via Ranchitos is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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