5459 Via Ranchitos, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5459 Via Ranchitos, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2003
Lot Size0.196 acres (8,529 sqft)
OwnerCompany Name on File
Tax Bill$6,758 (2025)
Deeds & MortgagesSep 2026 Reverse Mortgage
Sep 2026 Reverse Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN049-103-012

Property Details

APN / Parcel Number

Primary APN049-103-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area8,529 sqft (0.196 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5459 VIA RANCHITOS
CityATASCADERO
StateCA
Zip93422-1587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFX
Legal DescriptionCY ATAS TR 2489 LT 12
Legal SubdivisionTRACT 2489
Legal Tract2489
Legal Block1
Legal Lot Number12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1026
Census Tract12505

Owner

5459 Via Ranchitos is owned by a company that acquired it in November 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of October 8, 2026

Owner of RecordCompany Name on File
Mailing Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Reverse Mortgage
VIP INDEPENDENT MORTGAGE
Sep 29, 2026Deed of Trust, Mortgage · Reverse Mortgage
FEDERAL HOUSING COMMISSIONER
Nov 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 2, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 7, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 3, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
CATALYST LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020
Deed SaleNov 3, 2020
Prior SaleOct 31, 2003 · Amount on File
Deed Document Number202063173
Prior Transfer DateDec 26, 2017
Prior Transfer Doc0000000305
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2026
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000030586
Instrument DateSep 24, 2026
Instrument202630586
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number0000030586,
DateSep 29, 2026
Instrument202630586
Lender
NameVIP INDEPENDENT MORTGAGE
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term999 Months
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2026
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000030587
Instrument DateSep 24, 2026
Instrument202630587
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number0000030587,
DateSep 29, 2026
Instrument202630587
Lender
NameFEDERAL HOUSING COMMISSIONER
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term999 Months
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 3, 2020
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000063173
Instrument DateOct 28, 2020
Instrument63173
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5459 VIA RANCHITOS ATASCADERO CA 934221587, ATASCADERO, CA 93422-1587

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 2, 2020
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000062605
Map ReferenceMB 22 PG 64-66
Instrument DateOct 28, 2020
Instrument2020062605
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number0000062606
DateNov 2, 2020
Instrument2020062606
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 7, 2018
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000032640
Instrument DateJul 18, 2018
Instrument32640
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5459 VIA RANCHITOS ATASCADERO CA 934221587, ATASCADERO, CA 93422-1587

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 3, 2018
Property Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587
Document Number0000000305
Map ReferenceMB22 PG64-66
Instrument DateDec 26, 2017
Instrument2018000305
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5459 VIA RANCHITOS, ATASCADERO, CA 93422-1587

Mortgage

Document Number0000000306
DateJan 3, 2018
Instrument2018000306
Lender
NameCATALYST LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5459 Via Ranchitos was $6,758 with a homeowner's exemption, up 6.1% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$549,615 (+2%) Land $232,027 Building $317,588
2025$6,758.00 (+6.06%) Homeowner's exemption$538,839 Land $227,478 Building $311,361
2024$6,372.00 (+0.06%)
2023$6,368.00 (+2.68%) Homeowner's exemption$517,917 Land $218,646 Building $299,271
2022$6,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5459 Via Ranchitos in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5459 Via Ranchitos is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

Nearby Properties on Via Ranchitos

Nearby Streets

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