5374 Root Rd, Spencer, OH 44275 Property Records

Medina County property record for 5374 Root Rd, Spencer, OH 44275 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (May 2022)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-08B-12-002`

Property Details

APN / Parcel Number

Primary APN	`036-08B-12-002`
Alternative APNs	`36-08B-12-002` `0059307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	6 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	3,228 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Exterior Material	Siding
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Sewer	Septic

Location & Zoning

Street Address	5374 ROOT RD
City	SPENCER
State	OH
Zip	44275-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 5 LOT 1 E MID PT 2.000A
Legal Subdivision	SPENCER SEC 05
Legal Tract	5
Legal Lot Number	1
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1007
Census Tract	410000

Owner

Source: Medina County records · APN 036-08B-12-002

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5374 ROOT RD, SPENCER, OH 44275-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
May 09, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 26, 2017	Survivorship Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2022 · Amount on Record
Deed Sale	May 09, 2022 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	202210393
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	5374 ROOT RD, SPENCER, OH 44275-9751
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 ROOT RD, SPENCER, OH 44275-9751

Mortgage

Document Number	0000009033
Date	Jun 22, 2023
Instrument	2023OR009033

Lender

Name	US BANK FULFILLMENT SERVICES
Type	Non-Lending Institution
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 01, 2052

Interest

Change Frequency	4 Years

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	May 09, 2022
Property Address	5374 ROOT RD, SPENCER, OH 44275-9751
Document Number	0000010393
Instrument Date	May 04, 2022
Instrument	2022OR010393
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 ROOT RD, SPENCER, OH 44275-9751

Mortgage

Document Number	0000010394
Date	May 09, 2022
Instrument	2022OR010394

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Mortgage

Document Number	0000010395
Date	May 09, 2022
Instrument	2022OR010395

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	5374 ROOT RD, SPENCER, OH 44275-9751
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 ROOT RD, SPENCER, OH 44275-9751

Mortgage

Document Number	0000030759
Date	Oct 19, 2021
Instrument	2021OR030759

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jun 01, 2047

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MEDINA OH
Recording Date	May 26, 2017
Property Address	5374 ROOT RD, SPENCER, OH 44275-9751
Document Number	0000011582
Instrument Date	May 24, 2017
Instrument	2017OR011582
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5374 ROOT RD, SPENCER, OH 44275-9751

Mortgage

Document Number	0000011583
Date	May 26, 2017
Instrument	2017OR011583

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Medina County records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (-0.48%)	$82,540 (+6.71%) Land $22,940 Building $59,600	$235,840 (+6.71%) Land $65,550 Building $170,290
2024	$3,112.00 (+5.6%)	$77,350 (-) Land $14,310 Building $63,040
2023	$2,947.00 (-2.55%)	$77,350 (-) Land $14,310 Building $63,040
2022	$3,024.00	$77,350 Land $14,310 Building $63,040	$221,000 Land $40,880 Building $180,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Medina County (39103C), updated January 5, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391034100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	1,000 / 1,000
Armstrong Holdings	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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