1. Home
  2. Florida
  3. Santa Rosa County
  4. Milton
  5. Pine Ridge Dr

5464 Pine Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5464 Pine Ridge Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,576 sqft · built 1994
Lot Size0.519 acres (22,608 sqft)
Owner2 Owner Names on Record
Last Sale$98,500 (May 2002)
Tax Bill$930 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-2N-28-1690-00400-0180

Property Details

APN / Parcel Number

Primary APN31-2N-28-1690-00400-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,576 sqft Heated Area
Gross Area2,384 sqft
1st Floor Area2,036 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area22,608 sqft (0.519 acres)
Lot Dimensions1,550 ft deep x 1,460 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area210 sqft
Patio Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number312N281690004000180
Street Address5464 PINE RIDGE DR
CityMILTON
StateFL
Zip32570-7743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAYES HEIGHTS LOT 18 BLK 4 AS DES IN OR 2012 PG 198
Legal Range28W
Legal Township02N
Legal Section31
Legal SubdivisionHAYES HEIGHTS
Legal Block4
Legal Lot Number18
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3026
Census Tract10503

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address5464 PINE RIDGE DR, MILTON, FL 32570-7743
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU
Jan 14, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2002 · Amount on Record
Deed SaleMay 13, 2002 · Amount on Record
Prior SaleJun 23, 1999 · Amount on Record
Deed Document Number0201200198
Deed Book / Page02012 / 00198
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5464 PINE RIDGE DR, MILTON, FL 32570-7743
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5464 PINE RIDGE DR, MILTON, FL 32570-7743

Mortgage

Document Number0043041871
DateJul 12, 2022
Book Page4304/1871
Instrument202241004
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5464 PINE RIDGE DR, MILTON, FL 32570-7743
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5464 PINE RIDGE DR, MILTON, FL 32570-7743

Mortgage

Document Number0040560960
DateJan 14, 2021
Book Page4056/960
Instrument202102586
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$930.00 (+2.76%) Homeowner's exemption$110,258 (+3%)$166,621 (+0.93%) Land $27,600 Building $139,021
2023$905.00 (+3.08%) Homeowner's exemption$107,047 (+3%)$165,084 (+7.45%) Land $27,600 Building $137,484
2022$878.00 Homeowner's exemption$103,929$153,635 Land $18,000 Building $135,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Pine Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures