5453 Pine Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5453 Pine Ridge Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,344 sqft · built 1995
Lot Size0.376 acres (16,379 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (Sep 2007)
Tax Bill$647 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-2N-28-1690-01300-0030

Property Details

APN / Parcel Number

Primary APN31-2N-28-1690-01300-0030
Alternative APN
  • N282311690013000030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,492 sqft
1st Floor Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,379 sqft (0.376 acres)
Lot Dimensions164 ft deep x 100 ft wide
PorchFinished/Open Porch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5453 PINE RIDGE DR
CityMILTON
StateFL
Zip32570-7744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAYES HEIGHTS LOT 3 BLK 13 AS DES IN OR 2766 PG 1252 LESS 1/2 MINERAL RIGHTS
Legal Range28W
Legal Township2N
Legal Section31
Legal SubdivisionHAYES HEIGHTS
Legal Block13
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3020
Census Tract10503

Owner

Source: Santa Rosa County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5453 PINE RIDGE DR, MILTON, FL 32570-7744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2007 · Amount on Record
Deed SaleSep 6, 2007 · Amount on Record
Prior SaleJun 3, 2002 · Amount on Record
Deed Document Number200741817
Deed Book / Page2766 / 1252
Prior Transfer DateFeb 14, 2000
Prior Transfer Doc1808001324
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateMay 13, 2026
Property Address5453 PINE RIDGE DR, MILTON, FL 32570-7744
Document Number0000024113
Book / Page4743 / 1295
Instrument DateMay 4, 2026
Instrument202624113
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5453 PINE RIDGE DR, MILTON, FL 32570-7744

Mortgage

Document Number0000024113,
DateMay 13, 2026
Book Page4743/1295
Instrument202624113
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5453 PINE RIDGE DR, MILTON, FL 32570-7744
Document Number0039170270
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5453 PINE RIDGE DR MILTON FL 325707744, MILTON, FL 32570-7744

Mortgage

Document Number0039170270
DateFeb 10, 2020
Book Page003917/000270
Instrument6251
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647.00 (+8.92%) Homeowner's exemption$83,044 (+2.9%)$147,512 (+1.71%) Land $23,000 Building $124,512
2024$594.00 (+3.48%) Homeowner's exemption$80,704 (+3%)$145,027 (+1%) Land $23,000 Building $122,027
2023$574.00 (+3.8%) Homeowner's exemption$78,353 (+3%)$143,596 (+11.28%) Land $23,000 Building $120,596
2022$553.00 Homeowner's exemption$76,071$129,035 Land $15,000 Building $114,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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