Oakland County property record for 5460 Ludstone, Troy, MI 48085 · Last verified June 2026
| Property Type | Condominium |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,017 (Nov 2020) |
| Tax Bill | $10,066 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-406-021 |
| Primary APN | 88-20-11-406-021 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Street Address | 5460 LUDSTONE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3686 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 21 L 52654 P 497 3-20-19 FR 328-003 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 196100 |
Source: Oakland County records · APN 88-20-11-406-021
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5460 LUDSTONE, TROY, MI 48085-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on Record |
| Deed Sale | Nov 30, 2020 · Amount on Record |
| Deed Document Number | 2020250964 |
| Deed Book / Page | 55246 / 666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5460 LUDSTONE, TROY, MI 48085-3686 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5460 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 20250162925 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 60824/465 |
| Instrument | 20250162925 |
| Name | PRIVATE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48085 |
| Amount | Amount Recorded |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,066.00 (-5.05%) | ||
| 2023 | $611,260 | ||
| 2022 | $10,601.00 | $305,630 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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