546 Summerset Ct, #40, Solomons, MD 20688 Property Records

Calvert County property record for 546 Summerset Ct, #40, Solomons, MD 20688

Property Summary

Property TypeCondominium
Details3 ba · 2,780 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$408,000 (Aug 2020)
Tax Bill$3,612 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-207415

Property Details

APN / Parcel Number

Primary APN01-207415
Alternative APN
  • 207415

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,780 sqft Total Area
1st Floor Area1,674 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area487 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number207415
Street Address546 SUMMERSET CT # 40, 40
CitySOLOMONS
StateMD
Zip20688-4018
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR
Legal DescriptionUNIT 40 PHASE 7 WINDWARD HARBOUR AT SOLOMONS CONDO
Legal SubdivisionWINDWARD HARBOUR SOLOMONS COND
Legal Phase7
Legal Lot Number40
JurisdictionCALVERT MD
Township / Civil DivisionWashington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group2
Census Block2053
Census Tract860901

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address546 SUMMERSET CT, SOLOMONS, MD 20688-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleJul 19, 2005 · Amount on Record
Deed Document Number0005674529
Deed Book / Page5674 / 529
Record UpdatedJun 7, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 21, 2020
Property Address546 SUMMERSET CT # 40, 40, SOLOMONS, MD 20688-4018
Document Number0056740529
Book / Page5674 / 529
Map ReferencePL KPS 2 PG 336
Instrument DateAug 17, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address546 SUMMERSET CT # 40, 40, SOLOMONS, MD 20688-4018

Mortgage

Document Number5674535
DateAug 21, 2020
Instrument5674/535
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,612.00 Homeowner's exemption$347,700 Land $102,000 Building $245,700$347,700 Land $102,000 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims5 (2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOLOMONS
serves 3,811 people · EPA ID MD0040027
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Summerset Ct

Nearby Streets

Search Property Records by Address or Parcel Number