504 Summerset Ct, #32, Solomons, MD 20688 Property Records

Calvert County property record for 504 Summerset Ct, #32, Solomons, MD 20688

Property Summary

Property Type	Condominium
Details	4 ba · 2,408 sqft · built 2004
Owner	Individual Name on File
Last Sale	$319,900 (Aug 2020)
Tax Bill	$3,017 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-207326`

Property Details

APN / Parcel Number

Primary APN	`01-207326`
Alternative APN	`207326`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Total Area
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 2004
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	140 sqft
Parking Spaces	1 Parking Space
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	207326
Street Address	504 SUMMERSET CT # 32, 32
City	SOLOMONS
State	MD
Zip	20688-4018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	UNIT32 PH 6 & BS C14 WINDWARD HARBOUR AT SOLOMONS CONDO
Legal Subdivision	WINDWARD HARBOUR SOLOMONS COND
Legal Phase	6
Legal Lot Number	32
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2038
Census Tract	860901

Owner

504 Summerset Ct, #32 is owned and occupied by an individual who bought it in August 2020.

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	504 SUMMERSET CT # 32, 32, SOLOMONS, MD 20688-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Dec 10, 2004 · Amount on File
Deed Document Number	0000568364
Deed Book / Page	5683 / 64
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	504 SUMMERSET CT # 32, 32, SOLOMONS, MD 20688-4018
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SUMMERSET CT, SOLOMONS, MD 20688-4018

Mortgage

Document Number	0062600034
Date	Apr 12, 2022
Book Page	6260/34

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 31, 2020
Property Address	504 SUMMERSET CT # 32, 32, SOLOMONS, MD 20688-4018
Document Number	0056830064
Book / Page	5683 / 64
Map Reference	MB KPS 2 PG 212
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 187, SOLOMONS, MD 20688-0187

Mortgage

Document Number	568372
Date	Aug 31, 2020
Instrument	5683/72

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,017.00	$290,400 Land $102,000 Building $188,400	$290,400 Land $102,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Summerset Ct, #32 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Summerset Ct, #32 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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