Bradford County property record for 546 SE 3rd Ave, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,992 sqft · built 1976 |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2021) |
| Tax Bill | $3,230 (2025) |
| Deeds & Mortgages | May 2021 Sale Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06230-F-03800 |
| Primary APN | 06230-F-03800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,992 sqft Heated Area |
| Gross Area | 3,080 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 450 sqft |
| Porch | Finished/Screened Porch |
| Patio Area | 438 sqft |
| Utility Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 546 SE 3RD AVE |
|---|---|
| City | MELROSE |
| State | FL |
| Zip | 32666-5458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 9S 22 LOT 38 UNIT 6 SEMINOLE RIDGE MORE PART DESC AS: COM AT THE SE COR OF SEC 12, N06*22'43"E 2485.45' TO NLY R/W OF GROV |
| Legal Range | 22E |
| Legal Township | 09S |
| Legal Section | 12 |
| Legal Subdivision | SEMINOLE RIDGE #6 |
| Legal Lot Number | 38 |
| Legal Unit | 6 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301 |
546 SE 3rd Ave is owned and occupied by an individual who bought it in May 2021.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 546 SE 3RD AVE, MELROSE, FL 32666-5458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Warranty Deed, Transfer FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Mar 6, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | Aug 24, 2020 |
| Deed Document Number | 202104004749 |
| Deed Book / Page | 1903 / 425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | May 20, 2021 |
| Property Address | 546 SE 3RD AVE, MELROSE, FL 32666-5458 |
| Document Number | 1903/425 |
| Book / Page | 1903 / 425 |
| Instrument Date | May 13, 2021 |
| Instrument | 202104004749 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 546 SE 3RD AVE, 546, MELROSE, FL 32666-5458 |
| Name | Verified Name |
|---|---|
| Address | 10818 BIRCHARD LN, JACKSONVILLE, FL 32257-6950 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Mar 6, 2019 |
| Property Address | 546 SE 3RD AVE, MELROSE, FL 32666-5458 |
| Document Number | 0004001952 |
| Book / Page | 001779 / 000400 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 4001952 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 SE 2ND AVE MELROSE FL 326665441, MELROSE, FL 32666-5441 |
| Document Number | 4001954 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 001779/000404 |
| Instrument | 4001954 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 546 SE 3RD AVE, MELROSE, FL 32666-5458 |
| Document Number | 0004005407 |
| Book / Page | 001686 / 000223 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 546 SE 3RD AVE MELROSE FL 326665458, MELROSE, FL 32666-5458 |
| Document Number | 0004005407 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 001686/000223 |
| Instrument | 4005407 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 5158, GAINESVILLE, FL 32627-5158 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 8, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 546 SE 3rd Ave was $3,230 with a homeowner's exemption, up 8.6% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,230.00 (+8.61%) Homeowner's exemption | $229,693 (+2.9%) | $353,423 (+6.72%) Land $35,000 Building $318,423 |
| 2024 | $2,974.00 (+3.08%) Homeowner's exemption | $223,220 (+3%) | $331,181 (+8.22%) Land $30,000 Building $301,181 |
| 2023 | $2,885.00 (+4.64%) Homeowner's exemption | $216,718 (+3%) | $306,037 (+19.66%) Land $22,500 Building $283,537 |
| 2022 | $2,757.00 Homeowner's exemption | $210,406 | $255,750 Land $21,000 Building $234,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 SE 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2017–2025) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 546 SE 3rd Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WTP private · serves 1,300 people · EPA ID FL2544255 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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