505 SE 3rd Ave, Melrose, FL 32666 Property Records

Bradford County property record for 505 SE 3rd Ave, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,066 sqft · built 1986
Owner	2 Individual Names on File
Last Sale	$110,000 (Feb 2020)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06230-F-03200`

Property Details

APN / Parcel Number

Primary APN	`06230-F-03200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Heated Area
Gross Area	1,738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Finished/Screened Porch
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	505 SE 3RD AVE
City	MELROSE
State	FL
Zip	32666-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 9S 22 LOT 32 UNIT 6 SEMINOLE RIDGE
Legal Range	22E
Legal Township	09S
Legal Section	12
Legal Subdivision	SEMINOLE RIDGE #6
Legal Lot Number	32
Legal Unit	6
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	4
Census Block	4011
Census Tract	301

Owner

505 SE 3rd Ave is owned and occupied by two individuals who bought it in February 2020.

Source: Bradford County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	505 SE 3RD AVE, MELROSE, FL 32666-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Deed Document Number	202004001157
Deed Book / Page	1831 / 320
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Feb 11, 2020
Property Address	505 SE 3RD AVE, MELROSE, FL 32666-5435
Document Number	0004001157
Book / Page	001831 / 000320
Instrument Date	Feb 11, 2020
Instrument	4001157
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 SE 3RD AVE MELROSE FL 326665435, MELROSE, FL 32666-5435

Mortgage

Document Number	4001158
Date	Feb 11, 2020
Book Page	001831/000322
Instrument	4001158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 505 SE 3rd Ave was $1,176 with a homeowner's exemption, up 20.7% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (+20.74%) Homeowner's exemption	$98,427 (+2.9%)	$131,833 (+6.9%) Land $35,000 Building $96,833
2024	$974.00 (+4.17%) Homeowner's exemption	$95,653 (+3%)	$123,323 (+10.16%) Land $30,000 Building $93,323
2023	$935.00 (+1%) Homeowner's exemption	$92,867 (+3%)	$111,944 (+12.65%) Land $22,500 Building $89,444
2022	$850.00 Homeowner's exemption	$90,162	$99,374 Land $21,000 Building $78,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 SE 3rd Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	9 (2017–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 SE 3rd Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WTP private · serves 1,300 people · EPA ID FL2544255
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20