546 McGowan Rd, Ilion, NY 13357 Property Records

Herkimer County and Frankfort Town property record for 546 McGowan Rd, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1915
Square Footage	1,213 sqft Living Area
Lot Size	11,500 sqft (0.264 acres)
Garage	Detached, 312 sqft
Occupancy	Owner Occupied
Tax Bill	$2,133.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212689 119.34-1-6`
Alternative APNs	`268911903400010060000000` `010019890`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,213 sqft Living Area
1st Floor	829 sqft 1st Floor
Upper Floors	384 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	11,500 sqft (0.264 acres)
Depth X Width	230 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	312 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	010019890
Street Address	546 MCGOWAN RD
City	ILION
State	NY
Zip	13357-4807
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E R1 MCGOWAN RD
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	HERKIMER NY
Minor Civil Division	FRANKFORT
Census Blockgroup	3
Census Block	3023
Census Tract	10202

Owner

Source: Herkimer County and Frankfort Town records · APN 212689 119.34-1-6

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	546 MCGOWAN RD, ILION, NY 13357-4807
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	546 MCGOWAN RD, ILION, NY 13357-4807
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20181823
Date	Apr 20, 2018
Instrument	RP2018-1823

Lender

Name	HOME ADVANTAGE FUNDING GROUP INC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00 (+1.09%)	$43,000 (-) Land $9,100 Building $33,900	$93,927 (+11.4%) Land $19,878 Building $74,049
2023		$43,000 Land $9,100 Building $33,900	$84,314 Land $17,843 Building $66,471
2020	$2,110.00

Flood & Wildfire

Our records do not include FEMA flood map data for 546 McGowan Rd; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.