Herkimer County and Frankfort Town property record for 542 McGowan Rd, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1920 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Sep 2022) |
| Tax Bill | $2,739 (2025) |
| Deeds & Mortgages | May 2019 Refinance Jun 2017 Mortgage + 1 more |
| APN | 212689 119.34-1-5 |
| Primary APN | 212689 119.34-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 230 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 24 sqft |
| Porch | Porch |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 010024450 |
|---|---|
| Street Address | 542 MCGOWAN RD |
| City | ILION |
| State | NY |
| Zip | 13357-4807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | E R1 MCGOWAN RD |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10202 |
Source: Herkimer County and Frankfort Town records · APN 212689 119.34-1-5
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 542 MCGOWAN RD, ILION, NY 13357-4807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jun 15, 2017 | Deed of Trust, Mortgage AMERICU CREDIT UNION |
| Sep 14, 2022 | Deed, Transfer · Stand-Alone First Mortgage AMERICU CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Sep 29, 1998 · Amount on Record |
| Deed Document Number | 2022RP2022-5197 |
| Prior Transfer Date | Aug 16, 2022 |
| Prior Transfer Doc | 0020225197 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 542 MCGOWAN RD, ILION, NY 13357-4807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020192112 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019-2112 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 542 MCGOWAN RD, ILION, NY 13357-4807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20173053 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | RP2017-3053 |
| Name | AMERICU CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Sep 14, 2022 |
| Property Address | 542 MCGOWAN RD, ILION, NY 13357-4807 |
| Document Number | RP20225197 |
| Instrument Date | Aug 16, 2022 |
| Instrument | RP2022-5197 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 542 MCGOWAN RD, ILION, NY 13357-4807 |
| Document Number | RP20225198 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | RP2022-5198 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Sep 01, 2032 |
| Max Rate At Change | 2.7% |
| Index | 1-Year CMT |
Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Frankfort Town |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,739.00 (+17.5%) | $55,400 (-) Land $9,100 Building $46,300 | $121,014 (+11.4%) Land $19,878 Building $101,136 |
| 2023 | $55,400 Land $9,100 Building $46,300 | $108,627 Land $17,843 Building $90,784 | |
| 2020 | $2,331.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Atlas Connectivity.
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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