San Diego County property record for 546 Ledge St, San Marcos, CA 92078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,825 sqft · built 2017 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,600,000 (Mar 2025) |
| Tax Bill | $36,911 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-229-12-00 |
| Primary APN | 679-229-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,825 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 546 LEDGE ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 TR 016022 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 016022 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20044 |
Source: San Diego County records · APN 679-229-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| Mar 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Feb 09, 2022 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jun 28, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALPRIVATE BK |
| Jun 30, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Document Number | 202566152 |
| Prior Transfer Date | Nov 10, 2021 |
| Prior Transfer Doc | 0000061498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000344760 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025-0344760 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000091363 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 2022-0091363 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 09, 2022 |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000061498 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2022-0061498 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 28, 2021 |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000467894 |
| Map Reference | MAP 16022 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 2021-0467894 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000467895 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-0467895 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000237527 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0237527 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000003245 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 2021-0003245 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000561047 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000561047 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 561047 |
| Name | CALPRIVATE BK |
|---|---|
| Address | APPLE VALLEY, CA 92307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000299477 |
| Map Reference | MAP16022 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 2017-0299477 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FNTG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 546 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000299478 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017-0299478 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,218,036 (-0.9%) Land $2,011,272 Building $1,206,764 | |
| 2025 | $36,911.00 (+7.81%) Homeowner's exemption | $3,247,294 (+4.04%) Land $1,948,377 Building $1,298,917 |
| 2023 | $34,237.00 (+1.8%) Homeowner's exemption | $3,121,200 Land $1,872,720 Building $1,248,480 |
| 2022 | $33,631.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 395 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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