546 Kurdson Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 546 Kurdson Way, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,457 sqft · built 1978
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on Record
Last Sale$492,000 (Jul 2018)
Tax Bill$7,144 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN584-531-09-00

Property Details

APN / Parcel Number

Primary APN584-531-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,457 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address546 KURDSON WAY
CitySPRING VALLEY
StateCA
Zip91977-5834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 84 TR 008578
Legal SubdivisionVISTA DEL LAGO
Legal Tract008578
Legal Block1
Legal Lot Number84
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Aug 5, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST SAVINGS BANK
Aug 24, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Jul 2, 2018Grant Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
May 8, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Prior SaleMay 8, 2017 · Amount on Record
Deed Document Number2018270311
Prior Transfer DateApr 13, 2005
Prior Transfer Doc0000369763
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834

Mortgage

Document Number0000303130
DateJul 25, 2022
Instrument2022-0303130
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000435046
DateAug 5, 2020
Instrument2020-0435046
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
Document Number0000373220
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address546 KURDSON WAY SPRING VALLEY CA 919775834, SPRING VALLEY, CA 91977-5834

Mortgage

Document Number0000373220
DateAug 29, 2019
Instrument373220
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 2, 2018
Property Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
Document Number0000270311
Map ReferenceMAP 8578
Instrument DateJun 28, 2018
Instrument2018-0270311
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySERVICELINK TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834

Mortgage

Document Number0000270312
DateJul 2, 2018
Instrument2018-0270312
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateMay 8, 2017
Property Address546 KURDSON WAY, SPRING VALLEY, CA 91977-5834
Document Number0000204385
Instrument DateNov 30, 2015
Instrument204385
Transaction TypeForeclosure
Record UpdatedMay 16, 2017

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,805 (+2%) Land $319,888 Building $239,917
2025$7,144.00 (+7.03%) Homeowner's exemption$548,829 (+4.04%) Land $313,616 Building $235,213
2023$6,675.00 (+1.55%) Homeowner's exemption$527,519 Land $301,439 Building $226,080
2022$6,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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