San Diego County property record for 545 Kurdson Way, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,321 sqft · built 1978 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Nov 2023) |
| Tax Bill | $9,215 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-531-30-00 |
| Primary APN | 584-531-30-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,321 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 545 KURDSON WAY |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 104 TR 008578 |
| Legal Subdivision | VISTA DEL LAGO |
| Legal Tract | 008578 |
| Legal Block | 1 |
| Legal Lot Number | 104 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13903 |
545 Kurdson Way is owned and occupied by two individuals who bought it in November 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Nov 30, 2023 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Deed Document Number | 2023330971 |
| Prior Transfer Date | Dec 15, 2003 |
| Prior Transfer Doc | 0001525965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Document Number | 0000269441 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0269441 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2023 |
| Property Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Document Number | 0000330971 |
| Map Reference | MAP 8578 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023-0330971 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Document Number | 0000330972 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023-0330972 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Document Number | 0000384444 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021-0384444 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 KURDSON WAY, SPRING VALLEY, CA 91977-5835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000006641 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 2018-0006641 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 545 Kurdson Way was $9,215 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $910,348 (+2%) Land $223,136 Building $687,212 | |
| 2025 | $9,215.00 | $892,499 Land $218,761 Building $673,738 |
| 2023 | $3,070.00 (+1.99%) Homeowner's exemption | $217,595 Land $53,335 Building $164,260 |
| 2022 | $3,010.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 Kurdson Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Kurdson Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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