546 Deer Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 546 Deer Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2016
Lot Size	0.307 acres (13,386 sqft)
Owner	Individual Name on Record
Last Sale	$374,880 (May 2017)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Oct 2026 Transfer May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T160300053`

Property Details

APN / Parcel Number

Primary APN	`T160300053`
Alternative APN	`2-0049-C290-00-0472.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	5,294 sqft
1st Floor Area	2,316 sqft
Basement Area	2,316 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Lot Area	13,386 sqft (0.307 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300053
Street Address	546 DEER BROOK DR
City	O FALLON
State	MO
Zip	63366-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 472
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	472
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 DEER BROOK DR, O FALLON, MO 63366-5048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2023	Deed of Trust, Mortgage · Loan Assumption GUILD MORTGAGE CO
Dec 4, 2020	Deed of Trust, Mortgage GUILD MTG
May 18, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Deed Document Number	2017305470
Deed Book / Page	6745 / 1538
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000048246
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 9, 2026
Property Address	546 DEER BROOK DR, O FALLON, MO 63366-5048
Document Number	0000048246
Instrument Date	Oct 1, 2026
Instrument	202648246
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 DEER BROOK DR, O FALLON, MO 63366-5048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	546 DEER BROOK DR, O FALLON, MO 63366-5048
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 DEER BROOK DR, O FALLON, MO 63366-5048

Mortgage

Document Number	0000020254
Date	May 26, 2023
Instrument	2023R-020254

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	332 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	546 DEER BROOK DR, O FALLON, MO 63366-5048
Document Number	0000097377
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 DEER BROOK DR O FALLON MO 633665048, O FALLON, MO 63366-5048

Mortgage

Document Number	0000097377
Date	Dec 11, 2020
Instrument	97377

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2017
Property Address	546 DEER BROOK DR, O FALLON, MO 63366-5048
Document Number	0067451538
Book / Page	6745 / 1538
Map Reference	MB 48 PG 233
Instrument Date	May 16, 2017
Instrument	20170518000305470
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 DEER BROOK DR # O, O, O FALLON, MO 63366-5048

Mortgage

Document Number	20170518000305480
Date	May 18, 2017
Instrument	20170518000305480

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,514 (-)	$486,914 (-) Land $70,000 Building $416,914
2025	$5,757.00	$92,514 (+10.38%)	$486,914 (+10.38%) Land $70,000 Building $416,914
2023		$83,813
2022			$441,119 Land $50,000 Building $391,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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