539 Deer Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 539 Deer Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,136 sqft · built 2020
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,250 (Jan 2024)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T160300039`

Property Details

APN / Parcel Number

Primary APN	`T160300039`
Alternative APN	`2-0049-C290-00-0458.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,738 sqft Living Area
Gross Area	4,272 sqft
1st Floor Area	2,136 sqft
Basement Area	2,136 sqft
Finished Basement	1,602 sqft
Unfinished Basement	534 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	9,374 sqft (0.215 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300039
Street Address	539 DEER BROOK DR
City	O FALLON
State	MO
Zip	63366-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 458
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	458
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2022
Census Tract	312095

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 DEER BROOK DR, O FALLON, MO 63366-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 25, 2020	Warranty Deed, Subdivision Related Transfer HOMESITE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20241016
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 8, 2024
Property Address	539 DEER BROOK DR, O FALLON, MO 63366-5051
Document Number	0000001016
Map Reference	MB 48 PG 233
Instrument Date	Jan 3, 2024
Instrument	2024R-001016
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 FOREST OAK CT, O FALLON, MO 63366-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 DEER BROOK DR, O FALLON, MO 63366-5051

Mortgage

Document Number	0000001017
Date	Jan 8, 2024
Instrument	2024R-001017

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2020
Property Address	539 DEER BROOK DR, O FALLON, MO 63366-5051
Document Number	0000071762
Instrument Date	Sep 24, 2020
Instrument	71762
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2020
Title Company	SYNERGY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	539 DEER BROOK DR O FALLON MO 633665051, O FALLON, MO 63366-5051

Mortgage

Document Number	71763
Date	Sep 25, 2020
Instrument	71763

Lender

Name	HOMESITE MTG
Type	Mortgage Company
Address	SHELBY, MI 48315

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,258 (-)	$475,041 (-) Land $70,000 Building $405,041
2025	$5,617.00	$90,258 (-13.48%)	$475,041 (-13.48%) Land $70,000 Building $405,041
2023		$104,323
2022			$549,068 Land $50,000 Building $499,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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