546 Charbray Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 546 Charbray Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1971
Lot Size	0.354 acres (15,398 sqft)
Owner	Company Name on Record
Last Sale	$313,400 (Apr 2012)
Tax Bill	$5,402 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21T-33-0307`

Property Details

APN / Parcel Number

Primary APN	`21T-33-0307`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	2,956 sqft
1st Floor Area	1,134 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Frame Porch
Porch Area	314 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	546 CHARBRAY DR
City	BALLWIN
State	MO
Zip	63011-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CLEARVIEW PLAT 2 LOT 68
Legal Subdivision	CLEARVIEW PLAT 2
Legal Lot Number	68
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1010
Census Tract	217852

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	546 CHARBRAY DR, BALLWIN, MO 63011-1510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2012 · Amount on Record
Deed Sale	Apr 25, 2012 · Amount on Record
Prior Sale	Apr 22, 1998 · Amount on Record
Deed Document Number	2012471
Deed Book / Page	19960 / 1726
Prior Transfer Date	Apr 16, 1998
Prior Transfer Doc	0000001251
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 24, 2018
Property Address	546 CHARBRAY DR, BALLWIN, MO 63011-1510
Document Number	0231223928
Book / Page	023122 / 003928
Instrument Date	Jul 11, 2018
Instrument	811
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 CHARBRAY BALLWIN MO 63021, BALLWIN, MO 63021

Mortgage

Document Number	231223928
Date	Jul 24, 2018
Book Page	023122/003928
Instrument	811

Lender

Name	FIRST BK/LAKE
Type	Bank
Address	4558 OSAGE BEACH PKWY # 100, OSAGE BEACH, MO 65065-2372

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,620 (-) Land $26,750 Building $59,870	$455,900 (-) Land $140,800 Building $315,100
2025	$5,402.00 (+0.06%)	$86,620 (+12.13%) Land $26,750 Building $59,870	$455,900 (+12.12%) Land $140,800 Building $315,100
2024	$5,399.00 (+0.07%)
2023	$5,395.00 (+10.67%)	$77,250 (+18.54%) Land $20,060 Building $57,190	$406,600 (+18.54%) Land $105,600 Building $301,000
2022	$4,875.00	$65,170 Land $20,060 Building $45,110
2021			$343,000 Land $105,600 Building $237,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20