Schoharie County and Conesville Town property record for 546 Bearkill Rd, Gilboa, NY 12076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,056 sqft · built 1982 |
| Lot Size | 5.28 acres (229,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Apr 2017) |
| Tax Bill | $3,503 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 432800 203.-1-21.11 |
| Primary APN | 432800 203.-1-21.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 229,997 sqft (5.28 acres) |
| Lot Width | 190 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 445J100003 |
|---|---|
| Street Address | 546 BEARKILL RD |
| City | GILBOA |
| State | NY |
| Zip | 12076-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 21.011 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CONESVILLE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 740800 |
546 Bearkill Rd is owned by two individuals who bought it in April 2017.
Source: Schoharie County and Conesville Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 BROADWAY, 100, NEW YORK, NY 10007-3627 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed of Trust, Mortgage HOMESTEAD FUNDING CORP |
| Apr 20, 2017 | Deed, Transfer NOT AVAILABLE, ALMIR HOT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on File |
| Deed Sale | Apr 20, 2017 · Amount on File |
| Prior Sale | Aug 13, 2012 · Amount on File |
| Deed Book / Page | 1042 / 258 |
| Prior Transfer Date | Oct 17, 2006 |
| Prior Transfer Doc | 0000000822/000000010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 546 BEARKILL RD, GILBOA, NY 12076-3518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001756/0000000242 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 0000001756/0000000242 |
| Instrument | 000000718578 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 20, 2017 |
| Property Address | 546 BEARKILL RD, GILBOA, NY 12076-3518 |
| Document Number | 0000001042/0000000258 |
| Book / Page | 0000001042 / 0000000258 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, ALMIR HOT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 BROADWAY, NEW YORK, NY 10007-1109 |
The 2026 property tax bill for 546 Bearkill Rd was $3,503, up 3.5% from the year before.
Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Conesville Town |
| Unified School District | Gilboa-Conesville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,503.00 (+3.52%) | ||
| 2025 | $3,384.00 | $181,700 Land $42,400 Building $139,300 | $189,271 Land $44,167 Building $145,104 |
| 2023 | $175,500 (+40.4%) Land $42,400 Building $133,100 | $184,737 (+28.58%) Land $44,632 Building $140,105 | |
| 2022 | $125,000 Land $38,000 Building $87,000 | $143,678 Land $43,678 Building $100,000 | |
| 2021 | $1,972.00 (-42.74%) | ||
| 2020 | $3,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 Bearkill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 546 Bearkill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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