497 Bearkill Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 497 Bearkill Rd, Gilboa, NY 12076

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,065 sqft · built 1800
Lot Size	229 acres (10,001,376 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (May 2001)
Tax Bill	$6,849 (2026)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`432800 203.-1-24.11`

Property Details

APN / Parcel Number

Primary APN	`432800 203.-1-24.11`
Alternative APNs	`280020300000010240110000` `445J100074`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,065 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,001,376 sqft (229 acres)
Lot Width	9,570 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	445J100074
Street Address	497 BEARKILL RD
City	GILBOA
State	NY
Zip	12076-3517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LIFE EST ROBT & K CAMMER
Legal Block	1
Legal Lot Number	24.011
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CONESVILLE
Census Block Group	4
Census Block	4004
Census Tract	740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 STATE ROUTE 30, GILBOA, NY 12076-2204
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2001 · Amount on Record
Deed Sale	May 3, 2001 · Amount on Record
Deed Book / Page	693 / 265
Last Transfer Date	Jul 26, 2018
Transfer Doc	001075/112
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 21, 2018
Property Address	497 BEARKILL RD, GILBOA, NY 12076-3517
Document Number	001075/112
Book / Page	1075 / 112
Instrument Date	Jul 26, 2018
Instrument	000000748060
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 STATE ROUTE 30, GILBOA, NY 12076-2204

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Conesville Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,849.00 (+3.49%)
2025	$6,618.00 (+139.52%)	$484,990 (+1%) Land $358,400 Building $126,590	$505,198 (+8.85%) Land $373,333 Building $131,865
2023		$440,900 (+29.68%) Land $358,400 Building $82,500	$464,105 (+18.76%) Land $377,263 Building $86,842
2022		$340,000 Land $275,700 Building $64,300	$390,805 Land $316,897 Building $73,908
2021	$2,763.00 (-40.62%)
2020	$4,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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