Elko County property record for 546 12th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,294 sqft · built 1972 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2005) |
| Tax Bill | $1,701 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-251-011 |
| Primary APN | 001-251-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 4,602 sqft |
| 1st Floor Area | 2,294 sqft |
| Basement Area | 1,736 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 384 sqft |
| Canopy | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 546 12TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SMITHS ADDITION FILE 43255 |
| Legal Subdivision | SMITHS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 25-26 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950800 |
546 12th St is owned by two individuals who bought it in May 2005.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 S 1160 W, OREM, UT 84058-5809 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on File |
| Deed Sale | May 26, 2005 · Amount on File |
| Prior Sale | Feb 24, 2005 · Amount on File |
| Deed Document Number | 2005535017 |
| Prior Transfer Date | Feb 8, 2005 |
| Prior Transfer Doc | 0000530981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 546 12TH ST, ELKO, NV 89801-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000749987 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 749987 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 546 12th St was $1,701, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,701.00 (+3.03%) | $57,275 (-0.26%) Land $15,050 Building $42,225 | $163,643 (-0.26%) Land $43,000 Building $120,643 |
| 2025 | $1,651.00 | $57,425 Land $15,050 Building $42,375 | $164,071 Land $43,000 Building $121,071 |
| 2023 | $1,463.00 (+3.03%) | $45,232 (+16.7%) Land $6,615 Building $38,617 | $129,234 (+16.7%) Land $18,900 Building $110,334 |
| 2022 | $1,420.00 | $38,759 Land $6,615 Building $32,144 | $110,740 Land $18,900 Building $91,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 546 12th St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 546 12th St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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