540 12th St, Elko, NV 89801 Property Records

Elko County property record for 540 12th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,285 sqft · built 1936
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-251-010`

Property Details

APN / Parcel Number

Primary APN	`001-251-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	1,285 sqft
Basement Area	1,285 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 12TH ST
City	ELKO
State	NV
Zip	89801-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SMITHS ADDITION FILE 43255
Legal Subdivision	SMITHS ADDITION
Legal Block	2
Legal Lot Number	27,28
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2009
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2727 REVERE ST, 1092, HOUSTON, TX 77098-1350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage US BANK NA
Jan 27, 2023	Intrafamily Transfer, Transfer
Jan 27, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 18, 2023
Transfer Doc	0000815603
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	540 12TH ST, ELKO, NV 89801-3405
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000857865
Date	Nov 20, 2025
Instrument	857865

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jan 27, 2023
Property Address	540 12TH ST, ELKO, NV 89801-3405
Document Number	0000815603
Instrument Date	Jan 18, 2023
Instrument	815603
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 12TH ST, ELKO, NV 89801-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 DEAUVILLE APT 1412, 1412, MIDLAND, TX 79706-3132

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Jan 27, 2023
Property Address	540 12TH ST, ELKO, NV 89801-3405
Document Number	0000815602
Instrument Date	Jan 18, 2023
Instrument	815602
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 DEAUVILLE APT 1412, 1412, MIDLAND, TX 79706-3132

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (+5.45%)	$38,435 (-0.26%) Land $15,050 Building $23,385	$109,814 (-0.26%) Land $43,000 Building $66,814
2025	$1,137.00 (+20.83%)	$38,534 (+37.84%) Land $15,050 Building $23,484	$110,097 (+37.84%) Land $43,000 Building $67,097
2023	$941.00 (+8.04%)	$27,956 (+11.59%) Land $6,615 Building $21,341	$79,874 (+11.59%) Land $18,900 Building $60,974
2022	$871.00	$25,052 Land $6,615 Building $18,437	$71,577 Land $18,900 Building $52,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 71% of Nevada
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

Nearby Properties on 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures