Macomb County property record for 54598 Congaree Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,985 sqft · built 2001 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,250 (Feb 2008) |
| Tax Bill | $4,905 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-08-231-022 |
| Primary APN | 20-08-08-231-022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,985 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Lot Area | 17,468 sqft (0.401 acres) |
| Lot Dimensions | 203 ft deep x 86 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54598 CONGAREE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMPTER FOREST SUB. LOT 268 LIBER: 135 PAGES: 1-17 |
| Legal Subdivision | SUMPTER FOREST SUB |
| Legal Lot Number | 268 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 223803 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54598 CONGAREE DR, MACOMB, MI 48042-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLE DRIVEN CREDIT UNION |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CTR LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2008 · Amount on Record |
| Deed Sale | Feb 5, 2008 · Amount on Record |
| Prior Sale | Jul 6, 2000 · Amount on Record |
| Deed Document Number | 20088013114 |
| Deed Book / Page | 19167 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 23, 2026 |
| Property Address | 54598 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 0000089298 |
| Book / Page | 30869 / 578 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202689298 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 54598 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 0000089298, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 30869/578 |
| Instrument | 202689298 |
| Name | PEOPLE DRIVEN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54598 CONGAREE DR, MACOMB, MI 48042-6144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000077338 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 26820/392 |
| Instrument | 2077338 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54598 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 0000124053 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54598 CONGAREE DR MACOMB MI 480426144, MACOMB, MI 48042-6144 |
| Document Number | 0000124053 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 025005/000409 |
| Instrument | 124053 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,700 (+16.79%) | $517,400 (+16.79%) | |
| 2025 | $4,905.00 (+13.07%) | ||
| 2023 | $221,500 | $443,000 | |
| 2022 | $4,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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