Macomb County property record for 54522 Congaree Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,460 sqft · built 2001 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2017) |
| Tax Bill | $5,419 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-08-231-024 |
| Primary APN | 20-08-08-231-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,460 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Basement Area | 1,843 sqft |
| Unfinished Basement | 1,843 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 165 ft deep x 68 ft wide |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54522 CONGAREE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMPTER FOREST SUB. LOT 266 LIBER: 135 PAGES: 1-17 |
| Legal Subdivision | SUMPTER FOREST SUB |
| Legal Lot Number | 266 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 223803 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Nov 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2012 · Amount on Record |
| Deed Document Number | 20177137013 |
| Deed Book / Page | 25068 / 838 |
| Prior Transfer Date | Nov 3, 2017 |
| Prior Transfer Doc | 0000137013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 2500110687 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 30430/745 |
| Instrument | 202500110687 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 54522 CONOARSE DRIVE, MACOMB, MI 48042 |
| Document Number | 2200021844 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 28432/914 |
| Instrument | 202200021844 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 20, 2017 |
| Property Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 0000137013 |
| Book / Page | 25068 / 838 |
| Map Reference | LB 135 PG 1-17 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 7137013 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 53059 ROBINHOOD DR, 53059, SHELBY TOWNSHIP, MI 48315-2027 |
| Name | Verified Name |
|---|---|
| Address | 54522 CONGAREE DR, MACOMB, MI 48042-6144 |
| Document Number | 0000137014 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 7137014 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,500 (+4.41%) | $583,000 (+4.41%) | |
| 2025 | $5,419.00 (+13.08%) Homeowner's exemption | $279,200 (+12.44%) | $558,400 (+12.44%) |
| 2023 | $248,300 | $496,600 | |
| 2022 | $4,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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