5455 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 5455 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,535 sqft · built 1968
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Jan 2025)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-035-005-00`

Property Details

APN / Parcel Number

Primary APN	`15-035-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5455 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1333-828 SEC 35 T8S R6E 5.00 A COM AT SEN OF SEC 35 SD PT BEING CL OF SECTION RD TH S 89 DEG 45' E 165.42 FT TH S 0 DEG 18' W
Legal Range	06E
Legal Township	08S
Legal Section	35
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	4
Census Block	4012
Census Tract	833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5455 SECTION RD, OTTAWA LAKE, MI 49267-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · VA Mortgage LEGACY MORTGAGE
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on Record
Deed Sale	Jan 22, 2025 · Amount on Record
Prior Sale	Sep 16, 2024 · Amount on Record
Deed Document Number	20251002
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5455 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000017134
Date	Oct 17, 2025
Instrument	2025R17134

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5455 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000008412
Date	Jun 1, 2023
Instrument	2023R08412

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,600 (+29.49%) Land $132,600	$265,200 (+29.49%) Land $265,200
2025	$3,590.00 (+44.52%) Homeowner's exemption
2023	$2,484.00 Homeowner's exemption	$102,400	$204,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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