5365 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 5365 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,151 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2022)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-035-004-00`

Property Details

APN / Parcel Number

Primary APN	`15-035-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,151 sqft Living Area
1st Floor Area	2,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	66 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5365 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	. SEC 35 T8S R6E 5 AMOL COM AT A PT LOC 825.76 FT S 89 DEG 45' E FR CEN OF SEC 35 TH S 89 DEG 45' E 164.92 FT TH S 0 DEG 18'
Legal Range	06E
Legal Township	08S
Legal Section	35
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	4
Census Block	4012
Census Tract	833000

Owner

5365 Section Rd is owned and occupied by an individual who bought it in October 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE PROS
Dec 3, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Jul 6, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Deed Document Number	202220756
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0000020755
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2026
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Document Number	0000014992
Instrument Date	Jul 31, 2026
Instrument	202614992
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000014992,
Date	Aug 26, 2026
Instrument	202614992

Lender

Name	MORTGAGE PROS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000019831
Date	Dec 3, 2025
Instrument	2025R19831

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000010132
Date	Jul 6, 2023
Instrument	2023R10132

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 26, 2022
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Document Number	0000020756
Instrument Date	Oct 24, 2022
Instrument	2022R20756
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 MAYFAIR BLVD, 748, TOLEDO, OH 43612-3145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000020757
Date	Oct 26, 2022
Instrument	2022R20757

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Oct 26, 2022
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Document Number	0000020754
Instrument Date	Sep 30, 2022
Instrument	2022R20754
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 JONES RIDGE RD, 2099, SPEEDWELL, TN 37870-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Oct 26, 2022
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Document Number	0000020755
Instrument Date	Sep 13, 2022
Instrument	2022R20755
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5365 SECTION RD, 5365, OTTAWA LAKE, MI 49267-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 21, 2021
Property Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528
Document Number	0000032380
Instrument Date	Dec 6, 2021
Instrument	2021R32380
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5365 SECTION RD, OTTAWA LAKE, MI 49267-9528

Tax Assessment & Valuation

The 2025 property tax bill for 5365 Section Rd was $2,984 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 Land $145,000	$290,000 Land $290,000
2025	$2,984.00 Homeowner's exemption
2023	$2,716.00 Homeowner's exemption	$113,400	$226,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5365 Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5365 Section Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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