5455 Pine Lilly Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5455 Pine Lilly Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,825 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$405,500 (2023)
Tax Bill$5,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN212531527700010350

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,825 sqft Heated Area
Gross Area2,512 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area249 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5455 PINE LILLY DR
CitySAINT CLOUD
StateFL
Zip34771-0123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 3 PB 32 PGS 186-187 LOT 35
Legal Phase3
Legal Lot Number35
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 212531527700010350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5455 PINE LILLY DR, SAINT CLOUD, FL 34771-0123
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 10, 2023Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Deed Doc Number2023103870
Deed Book / Page6454 / 2905
Record RefreshedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5455 PINE LILLY DR, SAINT CLOUD, FL 34771-0123
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5455 PINE LILLY DR, SAINT CLOUD, FL 34771-0123

Mortgage

Document Number0067921509
DateMay 22, 2025
Book Page6792/1509
Instrument2025065216
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressPORT HUENEME, CA 93041
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term340 Months
DueSep 01, 2053

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 10, 2023
Property Address5455 PINE LILLY DR, SAINT CLOUD, FL 34771-0123
Document Number0064542905
Book / Page6454 / 2905
Map ReferenceMB 32 PG 186&187
Instrument DateAug 08, 2023
Instrument2023103870
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,838.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address5455 PINE LILLY DR, SAINT CLOUD, FL 34771-0123

Mortgage

Document Number0064542907
DateAug 10, 2023
Book Page6454/2907
Instrument2023103871
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
AddressBARTOW, FL 33830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,294.00$330,700 Land $75,000 Building $255,700$330,700 Land $75,000 Building $255,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Lilly Dr

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