5447 Pine Lilly Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5447 Pine Lilly Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,020 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$442,500 (2023)
Tax Bill	$4,970.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-25-31-5277-0001-0330`
Alternative APN	`253121527700010330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,020 sqft Living Area
Gross Area	2,668 sqft Gross Area
1st Floor	2,020 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	186 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	5447 PINE LILLY DR
City	SAINT CLOUD
State	FL
Zip	34771-0123
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SIENA RESERVE PH 3 PB 32 PGS 186-187 LOT 33
Legal Subdivision	SIENA RESERVE PHASE 3
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 21-25-31-5277-0001-0330

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5447 PINE LILLY DR, SAINT CLOUD, FL 34771-0123
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Doc Number	202397960
Deed Book / Page	6448 / 829
Record Refreshed	Sep 20, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2023
Property Address	5447 PINE LILLY DR, SAINT CLOUD, FL 34771-0123
Document Number	0064480829
Book / Page	6448 / 829
Map Reference	MB 32 PG 186
Instrument Date	Jul 27, 2023
Instrument	2023097960
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,097.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5447 PINE LILLY DR, SAINT CLOUD, FL 34771-0123

Mortgage

Document Number	0006448831
Date	Jul 28, 2023
Instrument	6448/831

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (+210.82%)	$348,213 (+397.45%)	$349,700 (+399.57%) Land $75,000 Building $274,700
2023	$1,599.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 157 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.