Talbot County property record for 5454 Anchor Rd, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1985 |
| Lot Size | 0.475 acres (20,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Mar 2023) |
| Tax Bill | $2,480 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-177235 |
| Primary APN | 05-177235 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,700 sqft (0.475 acres) |
| Lot Dimensions | 150 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 177235 |
|---|---|
| Street Address | 5454 ANCHOR RD |
| City | TILGHMAN |
| State | MD |
| Zip | 21671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-20,700 SF W/S ANCHOR ROAD TILGHMAN ISLAND BEACH |
| Legal Subdivision | TILGHMAN ISLAND BEACH |
| Legal Lot Number | 3 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960800 |
5454 Anchor Rd is owned by two individuals who bought it in March 2023.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1153 COURT OF FIDDLERS GRN, BEL AIR, MD 21015-5690 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 19, 2021 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on File |
| Deed Sale | Mar 14, 2023 · Amount on File |
| Prior Sale | Jul 19, 2021 · Amount on File |
| Deed Book / Page | 3037 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Mar 14, 2023 |
| Property Address | 5454 ANCHOR RD, TILGHMAN, MD 21671 |
| Document Number | 0030370317 |
| Book / Page | 3037 / 317 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Mar 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0030370322 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 3037-0322 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jul 19, 2021 |
| Property Address | 5454 ANCHOR RD, TILGHMAN, MD 21671 |
| Document Number | 0028720461 |
| Book / Page | 2872 / 461 |
| Map Reference | LB 23 FO 14 |
| Instrument Date | Jul 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, VENTURE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 100 FAIRVIEW SQ, ITHACA, NY 14850-4993 |
| Document Number | 0002872467 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2872/467 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2026 property tax bill for 5454 Anchor Rd was $2,480, up 12.5% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480.00 (+12.47%) | $269,033 | $320,900 Land $119,400 Building $201,500 |
| 2025 | $2,205.00 | ||
| 2023 | $1,789.00 | $209,233 | $243,100 Land $85,200 Building $157,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5454 Anchor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5454 Anchor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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