5418 Anchor Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 5418 Anchor Rd, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,271 sqft · built 2019
Lot Size	0.411 acres (17,908 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2019)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Apr 2019 Construction Loan Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-180724`

Property Details

APN / Parcel Number

Primary APN	`05-180724`
Alternative APNs	`5180724` `180724`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,271 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,908 sqft (0.411 acres)
Lot Dimensions	148 ft deep x 121 ft wide
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	180724
Street Address	5418 ANCHOR RD
City	TILGHMAN
State	MD
Zip	21671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SEC 2-121X148 W/S BLACK WALNUT PT RD TILGHMAN ISLAND BEACH
Legal Subdivision	TILGHMAN ISLAND BEACH
Legal Lot Number	5
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2029
Census Tract	960800

Owner

5418 Anchor Rd is owned by two individuals who bought it in November 2019.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	158 INLAND RD, WARMINSTER, PA 18974-1412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Construction Mortgage PROVIDENT STATE BANK INC
Nov 15, 2019	Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Nov 7, 2017	Deed, Transfer · Commercial Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Book / Page	2658 / 84
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	5418 ANCHOR RD, TILGHMAN, MD 21671
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026070331
Date	Apr 18, 2019
Book Page	2607/331

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 15, 2019
Property Address	5418 ANCHOR RD, TILGHMAN, MD 21671
Document Number	0026580084
Book / Page	2658 / 084
Map Reference	MB 23 FO 14
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	158 INLAND RD, WARMINSTER, PA 18974-1412

Mortgage

Document Number	0000265889
Date	Nov 15, 2019
Instrument	2658/89

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 7, 2017
Property Address	5418 ANCHOR RD, TILGHMAN, MD 21671
Document Number	0024910408
Book / Page	2491 / 408
Map Reference	MB23 PG14
Instrument Date	Oct 1, 2017
Instrument	2491-408
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	VENTURE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21630 CAMPER CIRCLE, 21674

Mortgage

Document Number	2491413
Date	Nov 7, 2017
Instrument	2491-413

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5418 Anchor Rd was $2,302, up 11.9% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00 (+11.91%)	$249,767	$295,700 Land $99,200 Building $196,500
2025	$2,057.00
2023	$1,769.00	$206,867	$226,800 Land $70,800 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5418 Anchor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5418 Anchor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Easton Velocity.

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