5453 Grays Valley Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5453 Grays Valley Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,651 sqft · built 2021
Lot Size1.76 acres (76,666 sqft)
OwnerIndividual Name on File
Tax Bill$4,146 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-07-8-33-02-0-00008-00

Property Details

APN / Parcel Number

Primary APN3-07-8-33-02-0-00008-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,651 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area76,666 sqft (1.76 acres)
Pool Area800 sqft
Patio Area800 sqft

Location & Zoning

Street Address5453 GRAYS VALLEY DR
CityHERNANDO
StateMS
Zip38632-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF GRAYS VALLEY SEC A LOT 8
Legal SubdivisionESTATES OF GRAYS VALLEY
Legal Lot Number8
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2038
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-8-33-02-0-00008-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5453 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SOUTHWEST FUNDING LP
May 10, 2021Warranty Deed, Transfer · Line of Credit
THE BANK OF HOLLY SPRING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2021
Deed SaleOct 28, 2021
Prior SaleMay 10, 2021
Deed Document Number0000976405
Deed Book / Page976 / 405
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 28, 2021
Property Address5453 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
Document Number000976/405
Book / Page976 / 405
Map ReferenceMB 132 PG 46
Instrument DateOct 27, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

NameVerified Name
Address5453 GRAYS VALLEY DR, HERNANDO, MS 38632-9079

Mortgage

Document Number0005384454
DateOct 28, 2021
Instrument5384/454
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 10, 2021
Property Address5453 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
Document Number000957/414
Book / Page957 / 414
Map ReferenceMB 132 PG 46
Instrument DateApr 14, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1947 ROYAL LN, 1947, HERNANDO, MS 38632-7552

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851
InvestorPossibly a Property Investor

Mortgage

Document Number0005238557
DateMay 10, 2021
Instrument5238/557
Lender
NameTHE BANK OF HOLLY SPRING
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term5 Months
DueOct 12, 2021
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,146.00 (+17.18%)$49,668 (+41.73%) Land $5,000 Building $44,668$496,679 (+41.73%) Land $50,000 Building $446,679
2023$3,538.00$35,044$350,439 Land $50,000 Building $300,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 74% of Mississippi
Wildfire LikelihoodAbout 1 in 629 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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