5441 Grays Valley Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5441 Grays Valley Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,752 sqft · built 2022
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on File
Tax Bill$3,451 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN3-07-8-33-03-0-00034-00

Property Details

APN / Parcel Number

Primary APN3-07-8-33-03-0-00034-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,752 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area67,082 sqft (1.54 acres)

Location & Zoning

Street Address5441 GRAYS VALLEY DR
CityHERNANDO
StateMS
Zip38632-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionESTATES OF GRAYS VALLEY SEC B LOT 34
Legal SubdivisionESTATES OF GRAYS VALLEY
Legal Lot Number34
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2038
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-8-33-03-0-00034-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5441 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed of Trust, Mortgage · Line of Credit
THE BANK OF HOLLY SPRING
Apr 10, 2023Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2023
Deed SaleApr 10, 2023
Deed Document Number0010235601
Deed Book / Page1023 / 5601
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5441 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851
InvestorPossibly a Property Investor

Mortgage

Document Number005519/262
DateMay 02, 2022
Book Page5519/262
Lender
NameTHE BANK OF HOLLY SPRING
TypeBank
AddressBYHALIA, MS 38611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term7 Months
DueDec 27, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 10, 2023
Property Address5441 GRAYS VALLEY DR, HERNANDO, MS 38632-9079
Document Number01023/5601
Book / Page1023 / 5601
Map ReferenceMB 140 PG 35
Instrument DateApr 10, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5441 GRAYS VALLEY DR, HERNANDO, MS 38632-9079

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,451.00$44,938 Land $5,000 Building $39,938$449,378 Land $50,000 Building $399,378

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · above 57% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Based on FCC filings for 43 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELMONT WATER ASSOCIATION
public/private · serves 2,719 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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