5451 Silver Sun Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5451 Silver Sun Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 2019
Lot Size	0.147 acres (6,389 sqft)
Owner	Individual Name on File
Last Sale	$372,700 (May 2019)
Tax Bill	$10,084 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054165-5116`

Property Details

APN / Parcel Number

Primary APN	`054165-5116`
Alternative APN	`U263119B2S000084000270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,389 sqft (0.147 acres)
Lot Dimensions	121 ft deep x 52.8 ft wide
Garage Type	Attached
Garage Area	448 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541655116
Street Address	5451 SILVER SUN DR
City	APOLLO BEACH
State	FL
Zip	33572-2084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 5A-1 LOT 27 BLOCK 84
Legal Range	19E
Legal Township	31S
Legal Section	26
Legal Subdivision	WATERSET PHASE 5A-1
Legal Phase	5A-1
Legal Block	84
Legal Lot Number	27
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2073
Census Tract	14119

Owner

5451 Silver Sun Dr is owned and occupied by an individual who bought it in May 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 19, 2020	Deed of Trust, Mortgage BAY TO BAY LNDG
May 6, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Nov 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	2019192638
Deed Book / Page	26603 / 869
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 SILVER SUN DR, RUSKIN, FL 33572-2084

Mortgage

Document Number	0000063715
Date	Feb 15, 2023
Instrument	2023063715

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	2021247123
Date	May 17, 2021
Instrument	2021247123

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Document Number	0000127414
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 SILVER SUN DR APOLLO BEACH FL 335722084, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	0000127414
Date	Mar 26, 2020
Instrument	127414

Lender

Name	BAY TO BAY LNDG
Address	TAMPA, FL 33606

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 6, 2019
Property Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Document Number	0000192638
Book / Page	26603 / 0869
Map Reference	MB 132 PG 120-136
Instrument Date	Apr 29, 2019
Instrument	2019192638
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,608.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 S FALKENBURG RD, 3160, RIVERVIEW, FL 33578-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	0000192639
Date	May 6, 2019
Instrument	2019192639

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 6, 2018
Property Address	5451 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Document Number	0261911453
Book / Page	026191 / 001453
Instrument Date	Nov 5, 2018
Instrument	451512
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,437.14
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3160 S FALKENBURG RD RIVERVIEW FL 335782541, RIVERVIEW, FL 33578-2541
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5451 Silver Sun Dr was $10,084 with a homeowner's exemption, up 5.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,619 (+4.49%)	$420,848 (-3.88%) Land $118,707 Building $302,141
2025	$10,084.00 (+5.9%) Homeowner's exemption	$358,533	$437,852 Land $118,707 Building $319,145
2024	$9,522.00 (+7.52%)
2023	$8,856.00 (+6.16%) Homeowner's exemption	$338,281 (+3%)	$415,585 (+7.24%) Land $111,288 Building $304,297
2022	$8,342.00 Homeowner's exemption	$328,428	$387,528 Land $89,030 Building $298,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5451 Silver Sun Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5451 Silver Sun Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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