5449 Silver Sun Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5449 Silver Sun Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 2018
Lot Size	0.147 acres (6,389 sqft)
Owner	Individual Name on File
Last Sale	$315,871 (Jan 2019)
Tax Bill	$11,791 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054165-5114`

Property Details

APN / Parcel Number

Primary APN	`054165-5114`
Alternative APN	`U263119B2S000084000260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	2,845 sqft
1st Floor Area	2,074 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,389 sqft (0.147 acres)
Lot Dimensions	121 ft deep x 52.8 ft wide
Garage Type	Attached
Garage Area	481 sqft
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541655114
Street Address	5449 SILVER SUN DR
City	APOLLO BEACH
State	FL
Zip	33572-2084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 5A-1 LOT 26 BLOCK 84
Legal Range	19E
Legal Township	31S
Legal Section	26
Legal Subdivision	WATERSET PHASE 5A-1
Legal Phase	5A-1
Legal Block	84
Legal Lot Number	26
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2073
Census Tract	14119

Owner

5449 Silver Sun Dr is owned and occupied by an individual who bought it in January 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Deed Document Number	20192760
Deed Book / Page	26307 / 877
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	0000511773
Date	Dec 4, 2025
Instrument	2025511773

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2030
Change Frequency	3 Years
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	3-Year TN
Max Rate	10.2%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	0000139645
Date	Apr 4, 2024
Instrument	2024139645

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0269261332
Date	Sep 6, 2019
Book Page	26926/1332
Instrument	2019384289

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5449 SILVER SUN DR, APOLLO BEACH, FL 33572-2084
Document Number	0000542084
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	BROKERS TITLE/TAMPA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 SILVER SUN DR APOLLO BEACH FL 335722084, APOLLO BEACH, FL 33572-2084

Mortgage

Document Number	0000542084
Date	Dec 19, 2020
Instrument	542084

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5449 Silver Sun Dr was $11,791 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,636 (+2.7%)	$378,327 (-5.16%) Land $118,707 Building $259,620
2025	$11,791.00 Homeowner's exemption	$285,916	$398,899 Land $118,707 Building $280,192
2023	$7,664.00 (+6.79%) Homeowner's exemption	$269,765 (+3%)	$365,304 (+4.46%) Land $111,288 Building $254,016
2022	$7,177.00 Homeowner's exemption	$261,908	$349,700 Land $89,030 Building $260,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5449 Silver Sun Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5449 Silver Sun Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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