5451 Ridge Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5451 Ridge Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1999
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Apr 2022)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Apr 2022 Sale Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-020-200-022-20-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-020-200-022-20-7-4`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Lot Area	86,249 sqft (1.98 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5451 RIDGE DR
City	READING
State	MI
Zip	49274-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM E1/4 COR SEC TH N 236'26E ALG E SEC LN & C/L LONG LAKE RD 454.94 FT TO SLY LN RIDGE DR TH N 8737'55W ALG SD SLY LN 974.31
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3026
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5451 RIDGE DR, READING, MI 49274-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY
Apr 27, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Jun 28, 1999
Deed Document Number	2022590385
Deed Book / Page	1825 / 183
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 27, 2022
Property Address	5451 RIDGE DR, READING, MI 49274-9732
Document Number	001825/183
Book / Page	1825 / 183
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Tax	$1,496.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 517, OSCODA, MI 48750-0517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 RIDGE DR, READING, MI 49274-9732

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 27, 2022
Property Address	5451 RIDGE DR, READING, MI 49274-9732
Document Number	001825/180
Book / Page	1825 / 180
Instrument Date	Apr 21, 2022
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5451 RIDGE DR, 5451, READING, MI 49274-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 REGENT PARK DR, BELLBROOK, OH 45305-1814

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (+7.72%)	$206,653 (+7.73%) Land $9,816 Building $196,837
2025	$2,431.00 (+95.42%) Homeowner's exemption	$95,900 (+17.09%)	$191,825 (+17.14%) Land $8,658 Building $183,167
2023		$81,900	$163,758 Land $7,341 Building $156,417
2021	$1,244.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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