Hillsdale County property record for 5434 Ridge Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft |
| Lot Size | 0.261 acres (11,372 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $832 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-160-001-024 |
| Primary APN | 10-160-001-024 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 11,372 sqft (0.261 acres) |
| Lot Width | 60 ft Width |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5434 RIDGE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | LOT 38 LE-O-AM-SHORES NO.2 SEC 20 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | LE-O-AM SHORES |
| Legal Lot Number | 38 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 50400 |
5434 Ridge Dr is owned by two individuals who acquired it in September 2003.
Source: Hillsdale County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23428 BLUEGRASS DR, BROWNSTOWN TWP, MI 48183-1185 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2003 |
| Deed Sale | Sep 11, 2003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Feb 21, 2024 |
| Property Address | 5434 RIDGE DR, READING, MI 49274-9732 |
| Document Number | 001866/181 |
| Book / Page | 1866 / 181 |
| Map Reference | LB 7 PG 19 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5434 RIDGE DR, READING, MI 49274-9732 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 23428 BLUEGRASS DR, BROWNSTOWN TWP, MI 48183-1185 |
The 2025 property tax bill for 5434 Ridge Dr was $832.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,100 (+3.81%) | $98,141 (+3.79%) Land $6,019 Building $92,122 | |
| 2025 | $832.00 Homeowner's exemption | $47,300 | $94,554 Land $6,019 Building $88,535 |
| 2023 | $35,400 | $70,818 Land $6,019 Building $64,799 | |
| 2021 | $685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5434 Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5434 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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