5450 Griffith Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5450 Griffith Mill Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,601 sqft · built 2004
Lot Size	4.03 acres (175,547 sqft)
Owner	Individual Name on Record
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-9121-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-9121-9`
Alternative APN	`11-3N-25-0000-0009-001C`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,601 sqft Heated Area
Gross Area	4,136 sqft
1st Floor Area	2,601 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	175,547 sqft (4.03 acres)
Garage Type	Finished
Garage Area	664 sqft
Porch	Open Porch
Porch Area	2,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5450 GRIFFITH MILL RD
City	BAKER
State	FL
Zip	32531-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF THE FOLLOWING: COM NE COR SE1/4 OF SE1/4 S82.8 FT W167 FT TO POB W374 FT N529 FT E374 FT S529 FT TO POB AND COM NE CO
Legal Range	25
Legal Township	03N
Legal Section	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3028
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5450 GRIFFITH MILL RD, BAKER, FL 32531-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 1994
Deed Sale	Mar 7, 1994
Deed Document Number	0020691868
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5450 GRIFFITH MILL RD, BAKER, FL 32531-8318
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5450 GRIFFITH MILL RD, BAKER, FL 32531-8318

Mortgage

Document Number	0003781651
Date	Oct 31, 2025
Instrument	3781651

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (+6.37%) Homeowner's exemption	$201,074 (+5.99%)	$386,885 (+5.32%) Land $23,150 Building $363,735
2023	$1,586.00 (+2.39%) Homeowner's exemption	$189,716 (+3%)	$367,353 (+8.61%) Land $19,668 Building $347,685
2022	$1,549.00 Homeowner's exemption	$184,190	$338,216 Land $18,382 Building $319,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3