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5428 Griffith Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5428 Griffith Mill Rd, Baker, FL 32531 · Last verified December 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,125 sqft · built 2016
Lot Size56.2 acres (2,448,072 sqft)
OwnerIndividual Name on File
Tax Bill$977 (2025)
Deeds & MortgagesOct 2025 Construction Loan
Jun 2025 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-593-9119-3

Property Details

APN / Parcel Number

Primary APNC56-000-593-9119-3
Alternative APN
  • 11-3N-25-0000-0009-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,125 sqft Heated Area
Gross Area1,165 sqft
1st Floor Area1,078 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,448,072 sqft (56.2 acres)
Lot Depth10 ft Depth
PorchPorch
Porch Area240 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5428 GRIFFITH MILL RD
CityBAKER
StateFL
Zip32531-8318
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCOM SE COR OF SEC W 1304.69FT N 20.78FT TO N R/W STEELE RD E 785.57FT TO POB N 471.05FT E 468.25FT S 430FT S 31 DEG W 28.14FT
Legal Range25
Legal Township03N
Legal Section11
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3028
Census Tract20102

Owner

Source: Okaloosa County records · APN C56-000-593-9119-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5428 GRIFFITH MILL RD, BAKER, FL 32531-8318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Construction Mortgage
CCB COMMUNITY BANK
Jun 06, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 06, 2025
Transfer Doc0003758240
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5428 GRIFFITH MILL RD, BAKER, FL 32531-8318
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5428 GRIFFITH MILL RD, BAKER, FL 32531-8318

Mortgage

Document Number0003781047
DateOct 29, 2025
Instrument3781047
Lender
NameCCB COMMUNITY BANK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueJul 20, 2026

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJun 06, 2025
Property Address5428 GRIFFITH MILL RD, BAKER, FL 32531-8318
Document Number0003758240
Instrument DateJun 03, 2025
Instrument3758240
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5450 GRIFFITH MILL RD, BAKER, FL 32531-8318

Transferred To (Grantee/Buyer)

NameVerified Name
Address5428 GRIFFITH MILL RD, BAKER, FL 32531-8318

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 (-0.71%)$94,209 (-0.09%)$100,529 (-44.34%)
2023$984.00 (+12.59%)$94,298 (+18.67%)$180,604 (+7.5%)
2022$874.00$79,461$168,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 658 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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