380 White Oak Ln, Tryon, NC 28782 Property Records

Polk County property record for 380 White Oak Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,380 sqft · built 1992
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Trust Names on Record
Last Sale	$376,500 (Sep 2019)
Tax Bill	$3,445 (2026)
Deeds & Mortgages	Sep 2023 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P84-60`

Property Details

APN / Parcel Number

Primary APN	`P84-60`
Alternative APN	`57396`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,380 sqft Finished Area
Basement Area	2,180 sqft
Finished Basement	1,616 sqft
Unfinished Basement	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	212,137 sqft (4.87 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57396
Street Address	380 WHITE OAK LN
City	TRYON
State	NC
Zip	28782-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 6, SECTION A, 0F05 FOXWOOD HILLS 09
Legal Subdivision	FOXWOOD HILLS
Legal Lot Number	6
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	380 WHITE OAK LN, TRYON, NC 28782-8865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Intrafamily Transfer, Transfer
Sep 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jun 7, 2011 · Amount on Record
Deed Book / Page	443 / 628
Last Transfer Date	Sep 14, 2023
Transfer Doc	00480/1835
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 20, 2023
Property Address	380 WHITE OAK LN, TRYON, NC 28782-8865
Document Number	00480/1835
Book / Page	480 / 1835
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 WHITE OAK LN, TRYON, NC 28782-8865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	380 WHITE OAK LN, TRYON, NC 28782-8865

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 23, 2019
Property Address	380 WHITE OAK LN, TRYON, NC 28782-8865
Document Number	000443/628
Book / Page	443 / 628
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 WHITE OAK LN, TRYON, NC 28782-8865

Mortgage

Document Number	0000443631
Date	Sep 23, 2019
Instrument	443/631

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000443/628
Date	Sep 23, 2019
Book Page	443/628

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,445.00	$659,118 (-) Land $91,440 Building $567,678	$659,118 (-) Land $91,440 Building $567,678
2025	$3,445.00 (+24.32%)	$659,118 (+51.44%) Land $91,440 Building $567,678	$659,118 (+51.44%) Land $91,440 Building $567,678
2023	$2,771.00 (+4.53%)	$435,246 (-) Land $63,700 Building $371,546
2022	$2,651.00	$435,246 Land $63,700 Building $371,546
2021			$435,246 Land $63,700 Building $371,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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