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545 W Joyner Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 545 W Joyner Ave, Ridgecrest, CA 93555

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 1980
Lot Size0.142 acres (6,166 sqft)
Owner2 Individual Names on Record
Last Sale$56,500 (May 2000)
Tax Bill$1,566 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN420-042-11-1

Property Details

APN / Parcel Number

Primary APN420-042-11-1
Alternative APNs
  • 420-042-11-00-0
  • 4200421100
  • 42004211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,544 sqft
1st Floor Area1,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeFrame
Lot Area6,166 sqft (0.142 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area45 sqft
Patio Area17 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Account Number420042111
Street Address545 W JOYNER AVE
CityRIDGECREST
StateCA
Zip93555-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 1269 , BLOCK , LOT 61
Legal Subdivision6M63-65
Legal Tract1269
Legal Block3
Legal Lot Number61
JurisdictionKERN CA
Township / Civil DivisionEAST KERN
Census Block Group3
Census Block3003
Census Tract5406

Owner

Source: Kern County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 W JOYNER AVE, RIDGECREST, CA 93555-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jun 22, 2018Deed of Trust, Mortgage · Closed-End Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2000 · Amount on Record
Deed SaleMay 23, 2000 · Amount on Record
Prior SaleFeb 12, 1999 · Amount on Record
Deed Document Number200062004
Last Transfer DateMay 17, 2011
Transfer Doc0000068605
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Recording DateSep 2, 2026
Property Address545 W JOYNER AVE, RIDGECREST, CA 93555-3105
Document Number0000103810
Instrument DateAug 24, 2026
Instrument2026103810
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 W JOYNER AVE, RIDGECREST, CA 93555-3105

Mortgage

Document Number0000103810,
DateSep 2, 2026
Instrument2026103810
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2066
Interest
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address545 W JOYNER AVE, RIDGECREST, CA 93555-3105
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078096
DateJun 22, 2018
Instrument0218078096
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term121 Months
DueJul 5, 2028

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityRidgecrest City
Unified School DistrictSierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$88,425 (+2%) Land $7,824 Building $80,601
2025$1,566.00 (+7.7%)$86,692 (+4.04%) Land $7,671 Building $79,021
2023$1,454.00 (+2.04%)$83,327 Land $7,374 Building $75,953
2022$1,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN WELLS VALLEY W.D.
serves 41,474 people · EPA ID CA1510017
Water SourceGroundwater
Last State InspectionMay 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Race Communications
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
SBC-Wireless
Fixed Wireless		100 / 100

May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.

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