540 W Joyner Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 540 W Joyner Ave, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,341 sqft · built 1977
Lot Size	0.151 acres (6,573 sqft)
Owner	Individual Name on File
Tax Bill	$1,284 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`420-041-50-00-6`

Property Details

APN / Parcel Number

Primary APN	`420-041-50-00-6`
Alternative APNs	`420-041-50-1` `4200415000` `42004150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	1,873 sqft
1st Floor Area	1,341 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	6,573 sqft (0.151 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Patio Area	11 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	420041501
Street Address	540 W JOYNER AVE
City	RIDGECREST
State	CA
Zip	93555-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1269 , BLOCK , LOT 35
Legal Subdivision	TRACT 1269
Legal Tract	1269
Legal Block	3
Legal Lot Number	35
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3000
Census Tract	5406

Owner

540 W Joyner Ave is owned and occupied by an individual who acquired it in February 2010.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2010
Transfer Doc	0000028211
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106

Mortgage

Document Number	0000090284
Date	May 13, 2021
Instrument	221090284

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106

Mortgage

Document Number	0000015077
Date	Jan 27, 2021
Instrument	221015077

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Document Number	0000098046
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W JOYNER AVE RIDGECREST CA 935553106, RIDGECREST, CA 93555-3106

Mortgage

Document Number	0000098046
Date	Jul 27, 2020
Instrument	98046

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Document Number	0000028145
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W JOYNER AVE RIDGECREST CA 935553106, RIDGECREST, CA 93555-3106

Mortgage

Document Number	0000028145
Date	Mar 2, 2020
Instrument	28145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Mar 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	540 W JOYNER AVE, RIDGECREST, CA 93555-3106
Document Number	0000053971
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W JOYNER AVE RIDGECREST CA 935553106, RIDGECREST, CA 93555-3106

Mortgage

Document Number	0000053971
Date	May 13, 2019
Instrument	53971

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 540 W Joyner Ave was $1,284 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$70,638 (+2%) Land $4,872 Building $65,766
2025	$1,284.00 Homeowner's exemption	$69,254 Land $4,777 Building $64,477
2023	$1,196.00 (+2.13%) Homeowner's exemption	$66,567 Land $4,593 Building $61,974
2022	$1,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 W Joyner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 W Joyner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.

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