San Diego County property record for 545 Verbena Ct, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,416 sqft · built 2003 |
| Lot Size | 0.195 acres (8,474 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,200,000 (Jun 2021) |
| Tax Bill | $29,353 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-701-34-00 |
| Primary APN | 254-701-34-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,416 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 8,474 sqft (0.195 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 545 VERBENA CT |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 TR 014257 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014257 |
| Legal Block | 2 |
| Legal Lot Number | 70 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17605 |
Source: San Diego County records · APN 254-701-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 545 VERBENA CT, ENCINITAS, CA 92024-2385 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 21, 2021 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 09, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2003 · Amount on Record |
| Deed Document Number | 2021452000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 21, 2021 |
| Property Address | 545 VERBENA CT, ENCINITAS, CA 92024-2385 |
| Document Number | 0000452000 |
| Map Reference | MAP 14257 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021-0452000 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 VERBENA CT, ENCINITAS, CA 92024-2385 |
| Document Number | 0000452001 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-0452001 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 VERBENA CT, ENCINITAS, CA 92024-2385 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8845 SYCAMORE AVE, WESTMINSTER, CA 92683-5492 |
| Document Number | 0000239889 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0239889 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 VERBENA CT, ENCINITAS, CA 92024-2385 |
| Document Number | 0000374200 |
| Instrument Date | Aug 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 545 VERBENA CT ENCINITAS CA 920242385, ENCINITAS, CA 92024-2385 |
| Document Number | 0000374200 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 374200 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,428,975 (+2%) Land $1,799,651 Building $629,324 | |
| 2025 | $29,353.00 (+5.15%) Homeowner's exemption | $2,381,349 (+4.04%) Land $1,764,364 Building $616,985 |
| 2023 | $27,916.00 (+2.22%) Homeowner's exemption | $2,288,880 Land $1,695,852 Building $593,028 |
| 2022 | $27,310.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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