545 Verbena Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 545 Verbena Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,416 sqft · built 2003
Lot Size0.195 acres (8,474 sqft)
OwnerCompany Name on File
Last Sale$2,200,000 (Jun 2021)
Tax Bill$29,353 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-701-34-00

Property Details

APN / Parcel Number

Primary APN254-701-34-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,416 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area8,474 sqft (0.195 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address545 VERBENA CT
CityENCINITAS
StateCA
Zip92024-2385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 TR 014257
Legal SubdivisionENCINITAS ESTATES
Legal Tract014257
Legal Block2
Legal Lot Number70
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17605

Owner

Source: San Diego County records · APN 254-701-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address545 VERBENA CT, ENCINITAS, CA 92024-2385
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 09, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleJan 22, 2003 · Amount on Record
Deed Document Number2021452000
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 21, 2021
Property Address545 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number0000452000
Map ReferenceMAP 14257
Instrument DateMay 28, 2021
Instrument2021-0452000
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 VERBENA CT, ENCINITAS, CA 92024-2385

Mortgage

Document Number0000452001
DateJun 21, 2021
Instrument2021-0452001
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address545 VERBENA CT, ENCINITAS, CA 92024-2385
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8845 SYCAMORE AVE, WESTMINSTER, CA 92683-5492

Mortgage

Document Number0000239889
DateMar 29, 2021
Instrument2021-0239889
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address545 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number0000374200
Instrument DateAug 09, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address545 VERBENA CT ENCINITAS CA 920242385, ENCINITAS, CA 92024-2385

Mortgage

Document Number0000374200
DateAug 17, 2017
Instrument374200
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,428,975 (+2%) Land $1,799,651 Building $629,324
2025$29,353.00 (+5.15%) Homeowner's exemption$2,381,349 (+4.04%) Land $1,764,364 Building $616,985
2023$27,916.00 (+2.22%) Homeowner's exemption$2,288,880 Land $1,695,852 Building $593,028
2022$27,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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