539 Verbena Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 539 Verbena Ct, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,911 sqft · built 2003
Lot Size	0.252 acres (10,989 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Apr 2007)
Tax Bill	$21,932 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`254-701-31-00`

Property Details

APN / Parcel Number

Primary APN	`254-701-31-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,911 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,989 sqft (0.252 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	539 VERBENA CT
City	ENCINITAS
State	CA
Zip	92024-2385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 TR 014257
Legal Subdivision	SOUTH MESA
Legal Tract	014257
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records · APN 254-701-31-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
May 30, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MTG LLC
Oct 02, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Apr 30, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 06, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	2007293983
Last Transfer Date	Mar 31, 2018
Transfer Doc	0000330101
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 VERBENA CT, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000568891
Date	Aug 10, 2021
Instrument	2021-0568891

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 VERBENA CT, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000656058
Date	Sep 16, 2021
Instrument	2021-0656058

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 04, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 VERBENA CT, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000134959
Date	May 30, 2024
Instrument	2024-0134959

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 03, 2026
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number	0000092146
Instrument Date	Mar 26, 2026
Instrument	202692146
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	539 VERBENA CT, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000092146,
Date	Apr 03, 2026
Instrument	202692146

Lender

Name	DEEPHAVEN MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438254
Date	Oct 02, 2019
Instrument	2019-0438254

Lender

Name	BBVA USA
Type	Bank
Address	CARLSBAD, CA 92009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number	0000175853
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	539 VERBENA CT ENCINITAS CA 920242385, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000175853
Date	May 10, 2019
Instrument	175853

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2018
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number	0000330101
Instrument Date	Mar 31, 2018
Instrument	330101
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	539 VERBENA CT ENCINITAS CA 920242385, ENCINITAS, CA 92024-2385

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 VERBENA CT, ENCINITAS, CA 92024-2385
Document Number	0000110853
Instrument Date	Mar 06, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 VERBENA CT ENCINITAS CA 920242385, ENCINITAS, CA 92024-2385

Mortgage

Document Number	0000110853
Date	Mar 21, 2018
Instrument	110853

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	CARLSBAD, CA 92009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,665,512 (+2%) Land $724,283 Building $941,229
2025	$21,932.00 (+2.79%) Homeowner's exemption	$1,632,856 (+4.04%) Land $710,082 Building $922,774
2024	$21,336.00 (+1.97%)
2023	$20,923.00 (+5.42%) Homeowner's exemption	$1,569,452 Land $682,509 Building $886,943
2022	$19,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 569 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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