Polk County property record for 545 Tower Rd, Saint Croix Falls, WI 54024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,333 (Nov 2020) |
| Tax Bill | $3,674 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Apr 2015 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-01327-0000 |
| Primary APN | 281-01327-0000 |
|---|
| Lot Area | 24,829 sqft (0.569 acres) |
|---|
| Street Address | 545 TOWER RD |
|---|---|
| City | SAINT CROIX FALLS |
| State | WI |
| Zip | 54024-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 MONTRIOL ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | POLK WI |
| Township / Civil Division | ST. CROIX FALLS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960701 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 TOWER RD, SAINT CROIX FALLS, WI 54024-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Apr 29, 2015 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK |
| Nov 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 888775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 545 TOWER RD, SAINT CROIX FALLS, WI 54024-9421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000864026 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 864026 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 545 TOWER RD, SAINT CROIX FALLS, WI 54024-9421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000829400 |
|---|---|
| Date | Apr 29, 2015 |
| Instrument | 829400 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Address | HUDSON, WI 54016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Nov 2, 2020 |
| Property Address | 545 TOWER RD, SAINT CROIX FALLS, WI 54024-9421 |
| Document Number | 0000888775 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 888775 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000888776 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 888776 |
| Name | KELLER MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | St. Croix Falls City |
| Unified School District | St. Croix Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,674.00 (+52.45%) Homeowner's exemption | $282,900 (+96.59%) Land $40,000 Building $242,900 | $300,500 (+47.67%) Land $42,489 Building $258,011 |
| 2023 | $2,410.00 Homeowner's exemption | $143,900 Land $22,400 Building $121,500 | $203,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CROIX FALLS WATERWORKS serves 2,079 people · EPA ID WI6490343 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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