541 Tower Rd, Saint Croix Falls, WI 54024 Property Records

Polk County property record for 541 Tower Rd, Saint Croix Falls, WI 54024

Property Summary

Property Type	Single Family Home
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$211,500 (Oct 2018)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-01328-0000`

Property Details

APN / Parcel Number

Primary APN	`281-01328-0000`

Exterior

Lot Area	23,522 sqft (0.539 acres)

Location & Zoning

Street Address	541 TOWER RD
City	SAINT CROIX FALLS
State	WI
Zip	54024-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MONTRIOL ESTATES
Legal Lot Number	19
Jurisdiction	POLK WI
Township / Civil Division	ST. CROIX FALLS
Census Block Group	1
Census Block	1013
Census Tract	960701

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 1, 2016	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Dec 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	0000866776
Last Transfer Date	Dec 30, 2019
Transfer Doc	0000878602
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934137
Date	Mar 26, 2025
Instrument	934137

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894280
Date	Mar 29, 2021
Instrument	894280

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000842408
Date	Aug 1, 2016
Instrument	842408

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	SAINT CROIX FALLS, WI 54024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Dec 30, 2019
Property Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Document Number	0000878602
Instrument Date	Dec 17, 2019
Instrument	878602
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000878603
Date	Dec 30, 2019
Instrument	878603

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 24, 2018
Property Address	541 TOWER RD, SAINT CROIX FALLS, WI 54024-9421
Document Number	0000866776
Instrument Date	Oct 22, 2018
Instrument	866776
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866779
Date	Oct 24, 2018
Instrument	866779

Lender

Name	HOMESERVICES LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	St. Croix Falls City
Unified School District	St. Croix Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+36.9%)	$303,800 (+86.04%) Land $36,600 Building $267,200	$322,700 (+39.76%) Land $38,877 Building $283,823
2023	$3,011.00	$163,300 Land $21,800 Building $141,500	$230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CROIX FALLS WATERWORKS serves 2,079 people · EPA ID WI6490343
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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