545 Through St, Laguna Beach, CA 92651 Property Records

Orange County property record for 545 Through St, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 600 sqft · built 1923
Lot Size0.062 acres (2,700 sqft)
OwnerCompany Name on Record
Last Sale$387,500 (Sep 1998)
Tax Bill$6,960 (2025)
Flood ZoneZone X (minimal risk)
APN644-043-06

Property Details

APN / Parcel Number

Primary APN644-043-06

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area2,700 sqft (0.062 acres)
Garage Area228 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address545 THROUGH ST
CityLAGUNA BEACH
StateCA
Zip92651-2560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR LAGUNA BEACH CITY BLK LOT 102 LAGUNA BEACH CITY LOT 102 NWLY1/2
Legal SubdivisionLAGUNA BEACH
Legal Tract410
Legal Lot Number102
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1018
Census Tract62605

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address545 THROUGH ST, LAGUNA BEACH, CA 92651-2560
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 1998 · Amount on Record
Deed SaleSep 23, 1998 · Amount on Record
Prior SaleJul 20, 1994 · Amount on Record
Deed Document Number1998637311
Last Transfer DateJul 20, 2005
Transfer Doc0000588918
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$619,629 (+2%) Land $591,011 Building $28,618
2025$6,960.00 (+0.33%) Homeowner's exemption$607,480 (+4.04%) Land $579,423 Building $28,057
2023$6,937.00 (+2.76%) Homeowner's exemption$583,892 Land $556,924 Building $26,968
2022$6,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims52 (1978–2025)
Claims Outside the SFHA8 of 52
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 8 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Through St

Nearby Streets

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