545 Summit Ave, Johnstown, PA 15905 Property Records

Cambria County property record for 545 Summit Ave, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Details	built 1925
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Apr 2006)
Tax Bill	$539 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-015.-220.000`

Property Details

APN / Parcel Number

Primary APN	`28-015.-220.000`
Alternative APN	`028 019797`

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	545 SUMMIT AVE
City	JOHNSTOWN
State	PA
Zip	15905-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 120 H
Jurisdiction	CAMBRIA PA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2044
Census Tract	11000

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	607 WATERCLIFF DR, LONGS, SC 29568-6775
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Other, Transfer · Conventional Mortgage PRIMELENDING
Nov 21, 2025	Deed, Transfer · Conventional Mortgage JOHNSTOWN CASHFLOW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2006 · Amount on Record
Deed Sale	Apr 19, 2006 · Amount on Record
Deed Book / Page	2132 / 845
Record Updated	Jun 8, 2026

March 2026: Other, Transfer

Document Type	Other
Jurisdiction	CAMBRIA PA
Recording Date	Mar 17, 2026
Property Address	545 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Document Number	202600002160
Instrument Date	Mar 11, 2026
Instrument	2026-00002160
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1209 VIRGINIA AVE, JOHNSTOWN, PA 15906-2433

Mortgage

Document Number	202600002161
Date	Mar 17, 2026
Instrument	2026-00002161

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Nov 21, 2025
Property Address	545 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Document Number	202500011259
Instrument Date	Nov 14, 2025
Instrument	2025-00011259
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202500011260
Date	Nov 21, 2025
Instrument	2025-00011260

Lender

Name	JOHNSTOWN CASHFLOW LLC
Address	307 WATERCRESS DR, LONGS, SC 29568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Ferndale Borough
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$539.00 (-65.32%)	$10,520 (-) Land $1,800 Building $8,720
2024	$1,554.00	$10,520 Land $1,800 Building $8,720
1972			$10,520 Land $1,800 Building $8,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1984–2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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