541 Summit Ave, Johnstown, PA 15905 Property Records

Cambria County property record for 541 Summit Ave, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Jun 2020)
Tax Bill	$390 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-015.-218.000`

Property Details

APN / Parcel Number

Primary APN	`28-015.-218.000`
Alternative APN	`028 019101`

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	541 SUMMIT AVE
City	JOHNSTOWN
State	PA
Zip	15905-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 120 H
Jurisdiction	CAMBRIA PA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2044
Census Tract	11000

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Deed, Transfer · Stand-Alone First Mortgage SLOVENIAN SAVINGS & LOAN ASN OF FRA
Jun 30, 2020	Deed, Transfer · Stand-Alone First Mortgage FIRST SUMMIT BANK
Mar 13, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	20206231
Record Updated	Oct 29, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Nov 18, 2024
Property Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Document Number	202400010551
Map Reference	MB 2 PG 32
Instrument Date	Nov 15, 2024
Instrument	2024-00010551 ?
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018

Mortgage

Document Number	202400010552
Date	Nov 18, 2024
Instrument	2024-00010552 ?

Lender

Name	SLOVENIAN SAVINGS & LOAN ASN OF FRA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2039

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Jun 30, 2020
Property Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Document Number	2020000006231
Instrument Date	Jun 30, 2020
Instrument	20200-00006231
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018

Mortgage

Document Number	2020000006232
Date	Jun 30, 2020
Instrument	20200-00006232

Lender

Name	FIRST SUMMIT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Mar 13, 2017
Property Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018
Document Number	02789/0488
Book / Page	2789 / 0488
Map Reference	PL B VOL 2 PG 32
Instrument Date	Mar 10, 2017
Instrument	2017-00002451
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 SUMMIT AVE, JOHNSTOWN, PA 15905-4018

Mortgage

Document Number	02789/0491
Date	Mar 13, 2017
Book Page	2789/0491
Instrument	2017-00002452

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Ferndale Borough
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$390.00	$7,620 (-) Land $1,800 Building $5,820
2025	$390.00 (-65.33%)	$7,620 (-) Land $1,800 Building $5,820
2024	$1,125.00	$7,620 Land $1,800 Building $5,820
1972			$7,620 Land $1,800 Building $5,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1984–2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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